

Ricci Vineyard
Senior Loan Originator | NMLS# 360022

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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8 AM to 5 PM
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8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Ricci never gave up during all of the many challenges in trying to find a loan that met my needs. Great work! Thank you!!
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Perserverance is often the key . Thanks for your patience and kind words
Ricci made a normally challenging process feel easy and stress free. Thank you for helping us get our home Ricci!
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
What a pleasure to work with both of you and help your dreams come true.
Ricci is exceptional! Her attention to detail and ability to communicate clearly and concisely made our experience wonderful. We are so grateful for Ricci!
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thanks so glad to be able to help with the exact home you wanted
⭐️⭐️⭐️⭐️⭐️Working with Ricci Vineyard, has been an absolute dream! As a Realtor, having a loan officer who communicates clearly, responds quickly, and truly cares about the client experience is priceless — and she checks every box.From pre-approval...
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Ricci is the most supportive lender I've ever worked with. She truly cares about her clients, and navigates many difficult scenarios to strategically help her clients.
Ricci was amazing every step of the way. I couldn't have closed this loan without her. Absolutely amazing.
Ricci is very professional and has great problem solving abilities. It is very easy to work with. Just pleasure working with her.
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thank you .. Whatever I can do to help a homebuyer it is my pleasure.
All went well
Very pleasant team and polite
Ricci goes the extra mile to make it happen!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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