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Ricci Vineyard - Senior Loan Originator | NMLS# 360022 in Oak Harbor, WA

Ricci Vineyard

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Senior Loan Originator | NMLS# 360022

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    S
    Shawn L B
    SPARKS, NV
    Posted on June 29th, 2025 08:14 PM
    Ricci never gave up during all of the many challenges in trying to find a loan that met my needs. Great work! Thank you!!
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Perserverance is often the key . Thanks for your patience and kind words
  • Encompass
    A
    Alejandro Z
    RENO, NV
    Posted on June 23rd, 2025 01:21 PM
    Ricci made a normally challenging process feel easy and stress free. Thank you for helping us get our home Ricci!
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    What a pleasure to work with both of you and help your dreams come true.
  • Encompass
    L
    Lindsay H
    RENO, NV
    Posted on June 10th, 2025 02:59 PM
    Ricci is exceptional! Her attention to detail and ability to communicate clearly and concisely made our experience wonderful. We are so grateful for Ricci!
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thanks so glad to be able to help with the exact home you wanted
  • Encompass
    E
    Erin M
    RENO, NV
    Posted on June 9th, 2025 06:03 PM
    ⭐️⭐️⭐️⭐️⭐️Working with Ricci Vineyard, has been an absolute dream! As a Realtor, having a loan officer who communicates clearly, responds quickly, and truly cares about the client experience is priceless — and she checks every box.From pre-approval...
    read more
  • Encompass
    H
    Harmony S
    RENO, NV
    Posted on May 7th, 2025 03:05 AM
    Ricci is the most supportive lender I've ever worked with. She truly cares about her clients, and navigates many difficult scenarios to strategically help her clients.
  • Encompass
    K
    Kristen M
    RENO, NV
    Posted on May 4th, 2025 02:01 AM
    Ricci was amazing every step of the way. I couldn't have closed this loan without her. Absolutely amazing.
  • Encompass
    V
    Vahid M
    SPARKS, NV
    Posted on February 19th, 2025 04:33 PM
    Ricci is very professional and has great problem solving abilities. It is very easy to work with. Just pleasure working with her.
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thank you .. Whatever I can do to help a homebuyer it is my pleasure.
  • Encompass
    J
    Jeanne H
    CARSON CITY, NV
    Posted on January 16th, 2025 09:46 PM
    All went well
  • Encompass
    A
    Armando S O
    CARSON CITY, NV
    Posted on January 16th, 2025 05:33 PM
    Very pleasant team and polite
  • Encompass
    E
    Erin M
    CARSON CITY, NV
    Posted on December 5th, 2024 03:35 PM
    Ricci goes the extra mile to make it happen!
  • 11–20 of 34
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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