

Ricci Vineyard
Senior Loan Originator | NMLS# 360022

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Very good experieence!
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Very good clients !!!
Thanks for trusting me
Ricci was always available and never too busy to assist and answer questions. Wouldn't have been able to complete everything without her assistance.
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thank you for your trust
Courteou, knowledgeable and quick to respond.
She is knowledgeable, patient, and a great mentor
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thank you so much A pleasure working with you
Ricci is professional, knowledgable, and worked the loan the best way for the buyers.
Ricci was an absolutel champion keeping pace as we changed our overal budget and downpayment multiple times until we were able to finally find our dream home- And then get our home loan completed in such a short time. Ricci is amazing!
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thanks always a pleasure to make things happen . Enjoy your new place !
I appreciated the ease of making appointments and the personal attention to my needs. overall, a very pleasant experience.
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thanks, so glad that we could make this happen.
Most lenders would have given up, Ricci kept trying until she found an investor that would work with the buyers situation.
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thanks so glad we could make this one work !!!
Ricci did
I tried 5 different lenders and 3 years to do what Ricci did in 30 days! She's amazing, high communicator and outside the box thinker.
Reply from Ricci Vineyard
October 8th, 2026 07:46 AM
Thank you so much . I love helping everyone that I can.
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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