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Ricci Vineyard - Senior Loan Originator | NMLS# 360022 in Oak Harbor, WA

Ricci Vineyard

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Senior Loan Originator | NMLS# 360022

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    L
    Louis C F
    SPARKS, NV
    Posted on September 4th, 2026 03:26 PM
    Very good experieence!
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Very good clients !!! Thanks for trusting me
  • Encompass
    K
    Karen S F
    SPARKS, NV
    Posted on September 1st, 2026 03:01 PM
    Ricci was always available and never too busy to assist and answer questions. Wouldn't have been able to complete everything without her assistance.
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thank you for your trust
  • Encompass
    L
    Lester E
    Piedmont, CA
    Posted on July 14th, 2026 02:39 PM
    Courteou, knowledgeable and quick to respond.
  • Encompass
    R
    Raymond J C
    Sparks, NV
    Posted on June 4th, 2026 04:36 PM
    She is knowledgeable, patient, and a great mentor
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thank you so much A pleasure working with you
  • Encompass
    E
    Erin M
    Reno, NV
    Posted on May 27th, 2026 03:19 PM
    Ricci is professional, knowledgable, and worked the loan the best way for the buyers.
  • Encompass
    A
    Amanda R N
    Reno, NV
    Posted on May 26th, 2026 04:31 PM
    Ricci was an absolutel champion keeping pace as we changed our overal budget and downpayment multiple times until we were able to finally find our dream home- And then get our home loan completed in such a short time. Ricci is amazing!
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thanks always a pleasure to make things happen . Enjoy your new place !
  • Encompass
    A
    Ann D
    Minden, NV
    Posted on January 27th, 2026 10:54 PM
    I appreciated the ease of making appointments and the personal attention to my needs. overall, a very pleasant experience.
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thanks, so glad that we could make this happen.
  • Encompass
    E
    Erin M
    RENO, NV
    Posted on January 11th, 2026 06:59 PM
    Most lenders would have given up, Ricci kept trying until she found an investor that would work with the buyers situation.
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thanks so glad we could make this one work !!!
  • Encompass
    M
    Martin J H
    RENO, NV
    Posted on November 23rd, 2025 09:19 PM
    Ricci did
  • Encompass
    H
    Hope L
    SPARKS, NV
    Posted on September 7th, 2025 03:36 PM
    I tried 5 different lenders and 3 years to do what Ricci did in 30 days! She's amazing, high communicator and outside the box thinker.
    Reply from Ricci Vineyard
    October 8th, 2026 07:46 AM
    Thank you so much . I love helping everyone that I can.
  • 1–10 of 34
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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