

Rick Hernandez, Loan Officer, NMLS # 489270 -...
Loan Officer | NMLS # 489270

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Ricardo and his assistant, April, were such a pleasure to work with! No matter what “silly” we had Ricardo and April quickly and efficiently answered all questions in regards to our loan and financing. They made it a point to make themselves...
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Ricardo (Rick) and team were very understanding through out the process and explained every bit in detail. They kept me informed on the progress and executed all related tasks timely
Rick and his team were always polite on the phone. Always called back as soon as they could. Answered all of are questions in detail and we closed on time great work
Ricardo Hernandez always kept us in the loop of everything, answered any questions we had and works very hard to get you approved for a loan. He works around your schedule and makes time to answer your calls or return then as soon as possible....
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Great broker always kept us in the loop of everything, answered any questions we had and works very hard to get you a loan. He works around your schedule, provides options for different loans and explains them thoroughly. His team works fast...
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Great broker always kept us in the loop of everything, answered any questions we had and works very hard to get you a loan. He works around your schedule, provides options for different loans and explains them thoroughly. His team works fast...
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Ricardo was able to sit down and explain the different loan programs available and customize a plan that works for my individual needs. I really appreciate the day to day interactions that allowed me to not only understand how the steps of...
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Ricardo worked very hard to make the dream of owning a home again, come true! Our situation was unique and a little more difficult than others but he made the miracle happen! He was very informative and always available to answer any of questions...
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Always there when you have questions. Very
Excellent helpful and professional person.
quick response, even work during the weekends for clients
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 489270
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.