

Rick Hernandez, Loan Officer, NMLS # 489270 -...
Loan Officer | NMLS # 489270

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Ricardo was great. He was very transparent and helpful. Thank you for your great help and tips.
Rick and his team helped me get my loan approved in 18 days! My situation was quite unique since I had a second property, not the best credit score, and my debt was a little high. With great coaching and tips Rick was able to get me approved....
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Rick and his team helped me get my loan approved in 18 days! My situation was quite unique since I had a second property, not the best credit score, and my debt was a little high. With great coaching and tips Rick was able to get me approved....
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Very insightful and very punctual. He was very tentative to my needs.
Rick was simply amazing!! He was very understanding of our situation and took the time explain the process, answer all our questions, while being completely transparent! Gracias!!
Rick worked hard for our loan and provided excellent customer service.
Rick and April were very helpful and made this whole purchasing process very quickly and headache free! They were in constant communication with me and my husband and tried to explain things as detailed as possible. I was also able to reach...
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Rick and April were very helpful and made this whole purchasing process very quickly and headache free! They were in constant communication with me and my husband and tried to explain things as detailed as possible. I was also able to reach...
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Rick was very professional and very helpful in refinancing my house. Most people believe lenders are out to get the most from borrowers, but Rick was straight forward from the get-go. All the numbers that he promised were the numbers that ended...
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Rick was very professional and very helpful in refinancing my house. Most people believe lenders are out to get the most from borrowers, but Rick was straight forward from the get-go. All the numbers that he promised were the numbers that ended...
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 489270
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.