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Ric Harter-Loan Officer - LOAN OFFICER | NMLS# 964644 in Kirkland, WA

Ric Harter-Loan Officer

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LOAN OFFICER | NMLS# 964644

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Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to... Show More
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Reviews from Web
  • Encompass
    S
    Samantha B
    Yakima, WA
    Posted on May 10th, 2022 03:42 AM
    Great communication, work ethic, personable and a stand up guy!
    Reply from Ric Harter
    May 16th, 2022 08:22 PM
    Thank you so much Sammy and Kurt. l It was such a pleasure to serve you both on your new home purchase loan. May you new home bring you many years of joy and happiness!
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    Gentry S
    Tacoma, WA
    Posted on April 21st, 2022 10:48 AM
    Communication with everyone involved in transaction.
    Reply from Ric Harter
    April 21st, 2022 10:41 PM
    Thank you Gentry! My goal it to provide "Next Level" communnication to my agent partners and their clients. I'm happy you agree!
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    Michele C
    Bonney Lake, WA
    Posted on April 15th, 2022 11:55 PM
    Ric is very communicative about our options and always willing to crunch the numbers to make my Buyers feel comfortable. We knew exactly how much we needed to sell the existing home for in order to complete the purchase on the new house. This...
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    Reply from Ric Harter
    April 21st, 2022 10:40 PM
    Thank you Michele! It is such a pleasure to work with you and your clients. I so appreciate you!
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    Tara C
    Sedro Woolley, WA
    Posted on April 11th, 2022 01:35 AM
    Ric is wonderful with communication and does an exceptional job all around.
    Reply from Ric Harter
    April 11th, 2022 10:25 PM
    Thank you Tara Crabtree It is such a pleasure to serve you and your clients! Your one of the best agents out there and I'm so glad we get to work together to make our clients home dreams come true. 🙂
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    Claire O
    Snohomish, WA
    Posted on April 7th, 2022 12:19 PM
    Ric was so responsive and always went out of his way to make sure we were aligned. He explained everything we needed to know and made sure the entire process went smoothly.
    Reply from Ric Harter
    April 7th, 2022 08:57 PM
    Thank you for your lovely and kind review Claire! It was such a pleasure to serve you both. I hope your new home will bring you many years of joy and happiness. Take care and safe travels here to the Northwest next month.
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    Grady M W
    Sedro Woolley, WA
    Posted on April 5th, 2022 02:03 PM
    Ric was very helpful in answering all my questions, and came across as very on the ball and organized, which I appreciated.
    Reply from Ric Harter
    April 5th, 2022 04:51 PM
    Grady, thank you very much for your kind review. It was a pleasure to work with you on the purchase of your new home. I hope it will bring you many years of joy and happiness. Take care and God Bless!
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    M
    Marene W
    Auburn, WA
    Posted on April 1st, 2022 10:54 PM
    Ric is fantastic! He is my go-to lender due to his experience, responsiveness, integrity and attention to detail. His love for people shines through in his work. He patiently explains every step of the process. Nothing ever falls through the...
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    Reply from Ric Harter
    April 5th, 2022 04:50 PM
    Thank you so much for you wonderful review Marene! Is is such a pleasure working with you and your clients. You really are one of the best!
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    Janine B
    Grayland, WA
    Posted on March 25th, 2022 12:19 PM
    Ric always answered the phone when I called. ALWAYS. Can’t think of another lender that is that attentive.
    Reply from Ric Harter
    March 30th, 2022 06:35 PM
    Janine, thank you for your lovely review and comments. I take great pride in providing "next level" communication and response to my agent partners. I'm so happy that your experience was the same. I will look forward to our next transaction...
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    Tristan G C
    Stanwood, WA
    Posted on March 23rd, 2022 07:19 AM
    Ric was very communicative and understanding of my busy work schedule and went out of his way to help through areas I didn’t understand. As well as expedited the process during some periods of misunderstanding
    Reply from Ric Harter
    March 30th, 2022 06:33 PM
    Tristan what a wonderful review, Thank you! I'm so grateful that you chose to work with me for the purchase of you new home. Best wishes and may your new home bring you many years of happiness.
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    Jacob P D
    Shoreline, WA
    Posted on March 16th, 2022 02:05 PM
    Ric was great every step of the way. As first time home buyers, Ric took the time to walk through each step of the process with us and answer any questions we had. Closing was smooth and easy, and it was clear what we had to do to get from...
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    Reply from Ric Harter
    March 21st, 2022 10:51 PM
    Jake and Michelle, thank you so much for your very kind and wonderful review. It was such a pleasure working with you both. I'm so excited for the both of you to begin your new lives together in such a wonderful home. Thank you for allowing...
    read more
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    About
    Ric Harter offers over 20 years of experience in customer service and management. Ric brought that experience to the mortgage lending industry where his mantra of "Honor, Integrity, and Trust" has helped to bring a needed professionalism to an industry that has faced difficult challenges. "The opportunity to work with clients and to help them meet both their personal and financial goals is a very rewarding place to be. I am very excited to be part of the a company that shares the same values as I do and to be in a role that can truly make a positive difference in the lives of the people we represent." Ric is also the founder and leader of SEA-LO, Seattle Loan Officers Linked In Group and Forum
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Construction Loans
    Jumbo Financing
    Conventional Financing
    VA Financing
    FHA Financing
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Loan Officer and Mortgage Guide
      Feb 1st, 2020 - Current
    Memberships
    • PNWna
    • Mill Creek Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Washington State
    • NMLS# 964644
    Gallery
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Ric Harter-Loan Officer - Gallery Photo
    Achievements
    • 2022 Presidents Club Award
    • 2021 Presidents Club Award
    • 2020 Presidents Club Award
    Hobbies
    • Cycling
    • Hiking
    • Backpacking
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.