René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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The customer service and thorough explanations provided during the whole process was excellent. I was a first time buyer and everything was new to me. It was a great experience and I couldn't have asked for a better person to work with. I would...
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Mr. Arauz, It was a pleasure to work with you and your team, very knowledgeable, courteous, he was patient in answering all my questions, looking out for my best interest, explained everything thoroughly, he is a true professional, returned...
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Rene is Awesome he explains everything makes it so simple when buying a home. He made our process worth it, I’m very picky when it comes to paper work so any little thing I see I call out he was able to explain it all and break it down for...
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very slow process
All information on time, process was easy to follow up
The service and communication
Rene Arauz it's a very patient man and I can see that he's got a lot of experience he's very communicative what I like the most is he always told me the truth from the very beginning
Very professional and high level communication skills. Everytime something was needed he made sure we received the information and understood what was being asked.
Rene was very helpful!
Rene and his team were very efficient. They provided a level of communication should be the model for customer service. Rene explains things thoroughly and calmly. Very informative and just all around excellent!
I appreciate Rene's extensive knowledge, transparency, and authenticity. I completed my refinance in record time because of his unrelenting commitment. For any future mortgage transactions for myself & friends and family, I know who to turn...
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."