René Arauz- GEM Mortgage
Certified Mortgage Advisor | NMLS # 259318
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providin... Show More
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good communication, he explains everything very well, if you have questions he answers until you understand, very good service
The amount of communication and information during the whole process from Rene and his team, I never have to call with questions because he would always call me with updates
Rene was so helpful. He made sure we understood everything. If we ever had questions he was only a phone call away.
We had an amazing experience working with Rene. His professionalism and attention to detail is second to none. We will definitely recommend Rene to anyone that is looking into refinancing. We look forward to working with Rene in the future.
Rene was AMAZING! He was always attentive and made sure to communicate all the information in a timely manner. The connection he has with clients is very unique. He always answered our questions and made sure we were comfortable with making...
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We have worked with Rene several times in the past. Have referred him family as well. He continues to make life easy during the process of the transaction working with us so we close fast. I recommend Rene to all and I will for sure continue...
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Rene is very knowledgeable, and was able to answer our questions in a clear and understandable manner. Rene made himself available to us after business hours and on weekends, to accommodate my husband's schedule. Rene guided us through this...
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dedication to work towards the goal
Sorry but Spanish escribo mejor. Yo estoy muy complacida con el trabajo que hizieron conmigo un excelente señor Rene con toda la extensión de la palabra y a su equipo también . Yo lo recomiendo al 100% muy profecionales. Muy responsable. Y...
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Working with Rene is a joy in and of itself. Home buying can actually be a great experience with the right people and Rene fits into that category perfectly.
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About
Hi! I am Rene Arauz! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my decades of
experience to work for you. My goal is to help you reach yours by providing the information and options you need to make the best possible decisions.
I specialize in First time homebuyers, self employed borrowers and applicants with DACA permits.
Products & Services
Mortgage Lender
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Specialities
FHA loans
Conventional loans
VA loans
Jumbo loans
Fixed rate loan
Adjustable rate loan
Down Payment Assistance
Home Equity Line of Credit ( HELOC)
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Positions
- Gem Mortgage - Branch Mgr/Loan officerNov 1st, 2008 - Current
Memberships
- California Association of Mortgage Professionals
- USC Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 259318
Achievements
- My greatest achievement is a long happy marriage.
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."