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West Capital Lending - Irvine, CA
Irvine, CA
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Joshua James is a man of all trades, I love how thorough he is in his work. Professional yet personable. In this line of work You need someone trustworthy and with passion that is Joshua James. Thank you for your help Josh!
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Liv was so easy to work with. She explained everything and if we had questions she was always there. She made our refinance fast and easy.
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I had been denied by multiple other lenders because of my DTI ratio, and I honestly thought I would have to wait at least a year before I could access my home equity. Kaden was able to find a solution that I didn’t even know existed. He was...
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Everything went great with our loan everything was done professionally and in a good timely matter. I was given a lot of info and Explanation was precise. I will definitely use West Capitol, Lending again. My agent was very helpful and patient...
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Craig made the mortgage process smooth, clear and stress-free from start to finish. He was responsive, professional and consistently took the time to explain each step and answer questions thoroughly. His guidance made a complicated process...
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Reply from Craig Griffin
September 21st, 2026 10:42 PM
Jeff, thank you so much for taking the time to write such a thoughtful review! It means a lot to know you felt informed and supported. I’m grateful for your trust and your recommendation. It was a real pleasure working with you!
We first spoke with David Fernandez last year when we were looking into a second mortgage. At the time, we couldn’t move forward because of our credit score. David also offered us the option of a first mortgage, but we decided to wait.This...
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My family is going thru an urgent emergency right now. Ruben was certious, and made everything easy!
Thank you!
Reply from Ruben Rodriguez
September 19th, 2026 07:53 PM
Thank you for the great review Gilbert! Very happy to help you and Sheila get through a tough time. You both take care.
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My loan officer Daniel, he stayed on top of things. He kept in contact with me. And was with me every step, and I think the loan closed very quickly.
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GRE was the most punctual p rodessional caring about you person I have dealt with in the last 40 years he is the kind of person any business owner or corporate business would want. I will use him again in the next 6 months.Thanks Mitch Sage...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing