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West Capital Lending - Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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We had a great experience working with Charles. Charles has lots of knowledge and is definitely always available to help, very supportive. I would definitely recommend West Capital Lending.
Reply from Vincent Gaglione
July 31st, 2026 06:42 PM
Kimberly, I'm glad to hear you had a great experience with Charles. It's wonderful to know that his knowledge and support made a positive impact. Thank you for recommending us!
Sean was great
Reply from Sean Carroll
August 6th, 2026 07:20 PM
It was such an honor my brother! I am beyond grateful and blessed to have been of service to you and your family!
Nick was very personable and professional.
Very professional and easy to deal with.
Daniel was prompt and responsive. he knew what was going on with my application process every step of the way and kept me in the loop so I wasn't wondering or worried about what was going on. It was a very positive experience with no hassles....
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Working with Miss Maria Esparza was an outstanding experience from beginning to end. She was professional, knowledgeable, patient,and always available to answer my questions, she explained everything step of the loan process clearly, kept me...
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Reply from Maria Esparza
October 2nd, 2026 03:15 PM
Thank you, Adalberto, for your kind words. I'm pleased to hear that your experience with me at West Capital Lending was smooth and stress-free. Your recommendation means a lot, and I'm grateful for the opportunity to assist you with your HELOC....
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He listened to what we had to work worth and helped us be able to get the loan we needed. He explained everything very clearly so that we were able to understand all the details of our loan and the process in which we working through.
Reply from Brad Jagacki
August 11th, 2026 10:08 PM
Thank you Mary! Excited for your next chapter!
Very easy and straight forward
We had a wonderful experience with Charles. The process was smooth and efficient. Charles has the knowledge and confidence to get things done. I would definitely recommend.
Sean was great! Answered all my questions and helped me through the whole process on my first heloc and my refinance. Would definitely recommend using this company
Reply from Sean O'Laughlin
August 7th, 2026 02:55 PM
Michael, I'm pleased to know that I could assist you with your first HELOC and refinance. It’s great to hear that all your questions were answered throughout the process. Thank you for recommending West Capital Lending!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing