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West Capital Lending - Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I'm going through some medical issues and John listened when I told him my circumstances and he helped me find the best solution for me. He went beyond my expectations and patiently helped me find the best solution for my circumstances. He...
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Even though I have great credit and I own my home I am a widow and the bank was giving me a hassle about getting a loan. West Capital Lending stepped in and WITHOUT the stress and hassle, they gave me a loan. Low rate and I got to pick my monthly...
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Reply from Brad Jagacki
August 11th, 2026 10:08 PM
Thank you Shannon! You were great to work with!
Joseph was so patient and he helped me every step of the way from the beginning to the end. He explained anything I didn't understand, he advocated for me when I was not available to login and respond. Joseph was really greet and I appreciate...
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Emil was fantastic! He responded quickly to every question, call or text. Emil made me feel comfortable and took great care of me! I will use gim him again in the futur. Thank you Emil!
have to honestly say that Jacob is the only reason that this Loan made it to the finish line!! if it were not for his persistence, I myself would've given up two months ago. Jacob honestly bent over backwards to make sure this Loan became reality....
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Reply from Jacob Hedke
August 3rd, 2026 10:06 PM
Thank you for the kind words about me, Todd! Yes, it was a VERY difficult process with the only lender that was willing to take on the loan, but we made miracles happen! You also did an amazing job on your end, and we all came together to get...
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Jacob Hedke and his team is amazing! This is our second time lending with them! We had to deal with an extremely difficult lender on our buyers side and it reminded us that it makes a huge difference who you Lend with! Do not think it's not...
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Reply from Jacob Hedke
August 3rd, 2026 10:50 PM
Thank you so much for the kind words, Jake, and thank you for trusting me again with your financing! Who you work with absolutely can make or break a deal, and I'm proud to be the strong side of the deal- I had a great team to work with here....
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Mr. Hughes went WAY ABOVE AND BEYOND my expectations of him to obtain and take action to get my loan closed on-time!!! Even the the County where the property I was purchasing was located (Pennington County, SD) was cyber-attacked during the...
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Jay was very peraonal and on top of what we were lookinf for
everything was easy and fast
Regarding the passion and aggression to gain my business, I didn't get that in response to my questions. Once I committed to my loan process, I do not like the slow responses to answer my questions. Neither did I like being misinformed on the...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing