Trinity, FL
Trinity, FL
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
for
Kelly is a thorough and competent representative. Very good to work with and always available.
Reply from Kelly Santos
July 29th, 2025 04:11 PM
Thank you, Mark, for your kind words! If there's ever anything else you need, feel free to reach out.
for
Kelly was fantastic. The rating of "OK" is because of the constant requests for multiple items multiple times from the underwriters. It is truly ridiculous how these people operate, You should consider getting different underwirters or re-name...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
Thank you for taking the time to share your feedback Mark. We're thrilled to hear that I provided fantastic service — I truly care about my clients and work hard to make the process as smooth as possible.
I understand your frustration with...
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for
Just closed on my home and was so very impressed with Kelly and her team! They closed in under a month! This was a smooth transaction. I highly recommend Kelly Santos!
Reply from Kelly Santos
August 11th, 2025 01:46 PM
I'm grateful for your recommendation, Beth! It's wonderful to know that you were impressed with how smoothly everything went and that we were able to close in under a month. I truly enjoyed working with you and appreciate your kind words about...
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for
Kelly and her team were so patient with me. They held my hand and walked me through the buying process. They were super fast, and we closed in under a month! They knew what they were doing, and their experience and expertise were evident. This...
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Reply from Kelly Santos
December 3rd, 2025 05:58 PM
I'm really glad to hear that my team and I were able to make your home buying process smooth and reassuring, Deborah. It's wonderful to know our patience and expertise helped you feel supported every step of the way. Closing in under a month...
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for
Kelly Santos is one of the most effective communicators I’ve ever had the pleasure of working with. Extremely professional and knowledgeable.I would not own my house without Kelly. I’m a full time single father and small business owner.Buying...
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Reply from Kelly Santos
August 11th, 2025 01:46 PM
I'm truly grateful for your kind words, Robert. It's especially rewarding to have been able to support you through the unique challenges of buying a home as both a single father and a small business owner. Helping you and your son find a place...
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for
Thank you for closing in 29 days!
Reply from Kelly Santos
December 3rd, 2025 05:58 PM
It was our pleasure Elizabeth!! Thank you for trusting us!
for
Mike Williams
The staff was very nice to work with. Definitely will recommend.
Reply from Mike Williams
October 22nd, 2025 02:46 PM
I'm glad to hear that you had a great experience with my team and I, Nikki. Your recommendation means a lot, and I appreciate your kind words about the staff. If you ever need assistance in the future, please don't hesitate to reach out.
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Mike Williams
Mr Williams has became a part of my family. Through the tears and the laughter of the home buying process, he always gave it to me real and explained everything from step 1 to step 100. Thank you Mr. Williams.
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Reply from Mike Williams
December 3rd, 2025 05:48 PM
Jenelle, I couldn't be more appreciative for the opportunity to help make your dream come true. Thank you for trusting my team and I. We'll always be here to help.
for
Ray was very communicative, knowledgeable, and a fantastic person to work with. He wants the best outcome for his clients and will answer questions with a patient approach. His team is great as well!
for
RAY is the reason. He is wonderful.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)