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Synergy One Lending, Inc., San Diego, CA

San Diego, CA
Company Logo
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
94%
4 Star
4%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • P
    Pamella N
    Pahrump, NV
    Posted on March 25th, 2026 12:41 AM
    Great communication made the process very easy
    Reply from Ryan Howard
    April 2nd, 2026 08:19 PM
    I'm pleased to hear that the communication made your process easier, Pamella. Clear communication is a priority for me, and I'm glad it contributed to a positive experience for you. If you ever have more questions or need further assistance,...
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  • for
    Greg Cummings
    google
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    Lora W H
    Posted on March 24th, 2026 03:14 PM
    Greg Cummings has received a review with 5 star rating from Lora W H
    Reply from Owner
    March 24th, 2026 05:36 PM
    Thank you again for your business Lora! I appreciate it:)
  • for
    Greg Cummings
    Encompass
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    Lora W H
    Dallesport, WA
    Posted on March 24th, 2026 03:14 PM
    Greg is an excellent communicator, always prompt and helpful. He knows his business inside and out and navigates on behalf of his clients easily aiming for the best possible outcome. We highly recommend his services.
    Reply from Greg Cummings
    March 24th, 2026 04:37 PM
    Lora, I'm glad to hear that you found my communication and knowledge beneficial. It’s important to me that I can guide my clients effectively toward the best outcomes. Your recommendation is greatly appreciated, and I'm thankful for the opportunity...
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    Brandy P
    Posted on March 21st, 2026 03:15 PM
    Mike was easy to work with and was very clear about what needed to be done. Documents were easy to understand.
    Reply from Owner
    March 30th, 2026 01:13 PM
    Thank you for sharing your experience, Brandy. I'm glad to hear that my clarity and straightforward approach made things easier for you. Ensuring that documents are understandable is always a priority. If you have any further questions or need...
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  • B
    Brandy L P
    Spokane, WA
    Posted on March 21st, 2026 03:14 PM
    Mike was very straight forward and reached out right away whenever he needed something from us. He focused on getting the job done and he did well. Thank you Mike!
    Reply from Mike Hogan
    March 29th, 2026 03:14 PM
    I appreciate your feedback, Brandy. It's encouraging to know that my straightforward approach and timely communication were effective for you. I'm glad I could assist in getting the job done efficiently. If there's anything more you need in...
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  • for
    Vic Millington
    Encompass
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    Stephanie M E
    SURPRISE, AZ
    Posted on March 21st, 2026 01:48 PM
    Very friendly and helpful through the whole process. He was always to quick to resp to my questions.
  • for
    Greg Cummings
    Encompass
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    Matthew B A
    Goldendale, WA
    Posted on March 20th, 2026 05:05 PM
    Greg was so helpful and awesom, helping my buy my first house. He took the time to answer my questions even the ones "everyone knows ". He worked with me to make sure i I got the best rates for me, my house and what I could afford.
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    Reply from Greg Cummings
    March 20th, 2026 05:31 PM
    Matthew, I'm glad to hear that I could be of assistance in buying your first home. Taking the time to answer all your questions and ensuring you secured the best rates tailored to your needs is always a priority for me. Thank you for trusting...
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  • for
    Donald Molina
    Encompass
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    Melia A G
    Henderson, NV
    Posted on March 20th, 2026 04:58 PM
    Donald made everything easy and great!
    Reply from Donald Molina
    March 20th, 2026 05:07 PM
    Thank you for the opportunity to help you with your new home. Best of luck and I hope I get the chance to work with you in the future again!
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    Michael J
    Cottonwood, AZ
    Posted on March 20th, 2026 04:45 PM
    He did exactly what he said he would do.not a common thing in this world. thank you Ryan.
    Reply from Ryan Howard
    March 30th, 2026 08:10 PM
    I'm grateful for your kind words, Michael. It's important to me to follow through on commitments, and I'm pleased that I was able to meet your expectations. If there's anything else you need in the future, feel free to reach out.
  • for
    Greg Cummings
    Encompass
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    Timothy D
    The Dalles, OR
    Posted on March 20th, 2026 03:37 PM
    Greg was great to deal with he was very responsive and knowledgeable and helpful during the process of buying my first home
    Reply from Greg Cummings
    March 20th, 2026 05:31 PM
    Timothy, it’s wonderful to hear that my responsiveness and knowledge added value to your home buying experience. Helping first-time buyers navigate the process is something I am committed to, and I’m glad I could assist you effectively. Thank...
    read more
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Mountain Standard Time (MST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235