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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I love how helpful Greg is and makes the process simple
Reply from Greg Cummings
May 1st, 2026 06:53 PM
Emily, I'm grateful for your kind words. It's great to know that I could help simplify the process for you. Thank you for choosing Synergy One Lending, Inc.
Sheryl is very personal and kind to speak with. As first time home owners, we were very lucky to have found Sheryl. She answered every question we had and explained every detail we needed to understand . This process can be so overwhelming...
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Reply from Sheryl Graver
May 11th, 2026 02:31 PM
I'm so glad to hear that you had a positive experience as first-time homebuyers, Diana. It’s appreciated to know that I could help make the process less overwhelming for you. Thank you for your kind words and for trusting me to guide you through...
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Every thing going well
Reply from Matthew Fleming
May 8th, 2026 03:16 PM
I'm pleased to hear that everything is going well, Prapa. If you have any more questions or need further assistance, feel free to reach out.
The lack of communication and complete disregardfor your customers is quite literally the worst experience i I have ever had. Not only did it take 5 months to complete the process we had little to no undetatanding understanding as to why. There...
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The communication was always given via phone, text or email. very pleasant and professional. Knew what they wetre doing. Follow was great. Everything was done in a timely manner. We appreciated it all.
Reply from Ryan Howard
May 7th, 2026 08:29 PM
I'm pleased to hear that you found our communication pleasant and professional, Melinda. It's great to know that the process met your expectations in a timely manner. Thank you for your kind words, and if there's anything else you need, I'm...
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The process was so smooth from start to finish. Any time I had any questions, Mike was super responsive right away. I will definitely continue to recommend him to anyone looking to buy a home in the future.
Reply from Mike Hogan
April 29th, 2026 05:46 PM
Danielle, it was great to work with you. Thank your for the nice words and also thank you for referring your friend to me. That is the best compliment anyone can give me.
Ryan & his team streamlined the process for me and made everything easy
Reply from Ryan Howard
May 7th, 2026 03:03 PM
I'm glad to hear that you found the process easy with my team and me, Julius. Your experience is important to us, and I appreciate your positive feedback. If there's anything else you need, don't hesitate to reach out.
Mike Wilson is HANDS DOWN one of the BEST loan officers out there!His knowledge of the industry is incredible, he's QUICK with the math, sharp with the details, and clearly has years of experience backing EVERY conversation.What really sets...
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Reply from Owner
April 28th, 2026 08:08 PM
I really appreciate you taking the time to share this.You’ve had a front-row seat to how I approach this, so that means a lot coming from you.My goal is always the same. Help people actually understand what they’re doing so they can make confident...
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Rob has helped me on a couple of financing deals in the past and again gave great service.
Reply from Robert Fleming
May 6th, 2026 04:26 PM
Eric, I appreciate your feedback and am happy to hear that you had another positive experience with my service. If there's anything else I can assist you with in the future, feel free to reach out.
Mike Hogan - Chimney Rock Mortgage has received a review with 5 star rating from Vicki C
Reply from Owner
May 6th, 2026 04:30 PM
Thank you for the positive rating, Vicki. If there's ever anything else I can assist you with, please feel free to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Mountain Standard Time (MST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235