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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Thank you !
Reply from Francisco Cardenas
January 1st, 2026 09:07 PM
I appreciate your note! If there's anything more you'd like to share or discuss, I'm here to help.
Chelsea was very pleasant to work with, answered any questions I had in a timely manner, and was very helpful throughout the process.
Reply from Chelsea Wagner
December 30th, 2025 04:11 PM
It was a pleasure to assist you, Anissa. I'm glad to hear that you found the process smooth and that I could answer your questions promptly. Your support and positive feedback are truly appreciated. If you need any further assistance, please...
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Such a great experience! Tony made the whole process incredibly smooth and easy. Communication was excellent, timelines were met, and I never felt left in the dark. I truly appreciate how simple they made everything and would absolutely work...
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Reply from Tony Andrews
December 22nd, 2025 01:12 AM
I'm pleased to hear that your experience went smoothly and that communication was clear, Jamie. Making sure the process feels seamless and keeping you informed is always a priority for me. It's wonderful to know you'd consider working with...
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Francisco made the whole experience so easy. He was great at communicating and getting back in a timely manner.
Reply from Francisco Cardenas
December 20th, 2025 04:45 PM
So happy to hear that the experience was so easy 😊. Thank you for the giving me the opportunity to help get it all done for you and your family! Congratulations!!
I left a review for Synergy and James Swift with 5 stars. He is absolutely amazing, best experience I've ever had and will use him and recommend him to everyone.
Reply from James Swift
December 29th, 2025 04:44 PM
I really appreciate your fantastic feedback! I'm glad your experience met your expectations. Thank you for your kind words and recommendation. Feel free to reach out whenever you need assistance again.
James Swift is by far the best I've ever worked with and I have bought or sold 8 properties. He is professional, knowledgeable, communicates timely and thoroughly. He has a great sense of humor and always took time to explain next steps, answer...
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Reply from James Swift
December 29th, 2025 05:23 PM
Thank you very much for sharing your experience. I'm glad to hear that my approach and communication met your expectations throughout the process. I strive to make each transaction as smooth and understandable as possible, so your acknowledgment...
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We had an excellent experience working with Francisco throughout the home-buying process. From start to finish, he was patient, responsive, and incredibly knowledgeable. He took the time to explain each step clearly, answered all of our questions,...
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Reply from Francisco Cardenas
December 17th, 2025 03:08 AM
So happy for you two! I really appreciate being able to get this done for you! Glad to hear such great feedback! One of my top goals is to keep this daunting process as easy as possible for you 😊
Thank you so much for making this as smooth as possible.
Reply from Tony Andrews
December 17th, 2025 02:53 AM
I'm pleased to hear that the process went smoothly for you, Tawny. I aim to ensure a streamlined experience for everyone. If you ever have more questions or need further assistance, feel free to reach out anytime. Thank you for your feedback!...
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Very informational, especially for us since we were first time home buyers. It helped us evaluate our loan options appropriately, and allowed us to choose the one that worked best. You also helped us understand what to expect in the future...
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Reply from Ben Nelson
January 17th, 2026 08:54 PM
Thanks Christian!! Congrats on your first home!!
Matt is very informative, answered all of our questions thoroughly, was always there when we needed him, and I am very grateful to have been able to find such an amazing lender! He deserves a raise, a big one!!!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235