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Synergy One Lending, Inc., San Diego, CA

San Diego, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
  • for
    Niki Cantrell
    google
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    Sandra H
    Posted on November 8th, 2023 06:38 PM
    Niki Cantrell has received a review with 5 star rating from Sandra H
  • for
    Niki Cantrell
    SFTP
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    Sandra H
    Vancouver, WA
    Posted on November 8th, 2023 06:37 PM
    Niki was there for us every step of the way. This was a great help!!! We are very thankful and appreciative!!
  • E
    Erin & R G
    Posted on November 8th, 2023 04:10 PM
    As Realtors, we can't recommend Rudy Garibay enough for mortgage loans. He works tirelessly to get our clients approved and closed quickly. Rudy's expertise and responsiveness ensure a seamless process for our buyers. He has great products...
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    Reply from Owner
    January 9th, 2026 10:06 AM
    Thank you for your kind words and recommendation. It's a privilege to work with dedicated and knowledgeable Realtors like you, and I'm delighted that my efforts have contributed to the success of our clients. Ensuring a smooth and efficient...
    read more
  • L
    Leslie H
    Posted on November 8th, 2023 01:58 AM
    I have had the opportunity to work with Rudy quite a bit, and I can honestly say that every time has been a great expereince. Rudy is professional, approachable and a great communicator. He is also client-centered and understands that a real...
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    Reply from Owner
    January 9th, 2026 10:06 AM
    Thank you Leslie for taking the time to leave such a kind statement. Knowing that you always come in with a plan a creative ideas always makes it a please working with you as well .
  • for
    Niki Cantrell
    SFTP
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    David T
    Longview, WA
    Posted on November 7th, 2023 06:30 PM
    Always excellent to work with!
  • A
    Amy E
    Posted on November 7th, 2023 05:15 AM
    Rudy is one of the best people I know! He’s intelligent, hard working, and great at his job.
  • for
    Niki Cantrell
    SFTP
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    Gerry S
    Vancouver, WA
    Posted on November 7th, 2023 12:47 AM
    Great program, great communication, and it closed as scheduled.
  • S
    Shane W
    Posted on November 6th, 2023 09:09 PM
    Rudy Garibay has received a review with 5 star rating from Shane W
  • R
    Ruben G
    Posted on November 6th, 2023 08:35 PM
    As a real estate professional at HomeSmart Realty Group, I can confidently say that Rudy is one of the most trusted lenders I work with. His commitment to his clients is truly unparalleled, and his communication skills with both clients and...
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  • T
    Taunya G
    Posted on November 6th, 2023 06:43 PM
    Rudy is very friendly and always willing to assist most any time of day.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235