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Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Dave is awesome. Excellent advise and follow through. I have used Dave in the past for multiple refinances and purchases. A true gem in the industry, He makes a difficult process easy.
Reply from Dave Schell
May 16th, 2024 08:59 PM
Thank you so much for your generous review, Lane. I'm so happy to hear that you continue to have positive experiences working with me and my team. Making the process easy for you is my top priority. It's always a pleasure working with you!
Ryan was super professional and an awesome communicator. I was impressed that he came to closing. Highly recommend him.
Bueno todo el servicio k me dieron es excelente gracias federico maira y a oscar gracias por toda su ayuda
Reply from Federico Montoya
March 30th, 2024 10:27 PM
Gracias Javier por tomarse el tiempo de brindarnos sus comentarios. Háganos saber si hay algo en lo que podamos ayudar en el futuro.
Emily was so wonderful to work with. She walked us through every step of the loan process and made sure to educate and inform us of every detail. She made the process much easier and understandable. Thank you for everything, Emily.
Reply from Emily Spahr
May 6th, 2024 05:59 PM
Thank you so much for the 5-star review! I am happy to know that you felt educated and informed throughout the process and am grateful to have been able to help you purchase your new home!
Your service was top notch if I had a question your team made sure to answer it step by step thank you for making it easy for us first time buyers ❤️
Reply from Federico Montoya
March 30th, 2024 10:51 PM
Thank you Carolina for taking the time to provide feedback, it is very valuable for me and the team. Please let us know if you have any questions in the future!
We have been using Ryan to purchase our first home and have been really impressed with his knowledge overall. He has been friendly and always makes us feel heard and gives us plenty of time to go through questions rather than rushing us through...
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Ryan really knows lending very well and cares about his clients and associates. He has a sense of urgency and has a great team to support.
Jessica is amazing. She is involved and proactive making you feel like she is on your team- because she is.
Everything was well explained and went as smooth as can be :)
Reply from Jessica Howard
September 23rd, 2025 07:15 PM
Thank you, and I'm happy to hear you enjoyed the process!
Ryan went above and beyond in all ways. Without Ryan, I don't know we would have been competitive enough to purchase our home. Because of Ryan, we had an amazing experience with Synergy.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235