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Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
Federico was always available when we had questions and explained everything in a way that we could understand.
Reply from Federico Montoya
April 16th, 2024 01:51 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. Please let me know if you have any questions in the future.
I can’t say enough good things about Bear Mortgage. We had a very tricky situation and Jordan and Tim were there every step of the way Answered all our questions with the upmost professionalism and kindness. They went above and beyond for us...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your heartfelt review! We’re thrilled that our Team could guide you through a complex situation with the care and professionalism you deserve. Going above and beyond for our clients is what we strive for, and it’s incredibly...
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Working with Ryan was great. He's extremely knowledgeable, personable and thorough. He made the whole experience seem flawless. I would highly suggest using Ryan with Synergy One Lending.
Ryan was personable, knowledgeable and extremely thorough. When someone knows their product as well as Ryan, it makes the experience of purchasing a home so much easier. I would recommend Ryan to anyone who is looking for a loan officer with...
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The fact that Ryan was able to get us to close within two weeks. Also very helpful in helping us decide what options would best fit our needs. Ryan is very knowledgeable in his field and was able to explain the ins and out of every detail in...
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Dave went above and beyond during tight turnaround times to ensure we were pre-approved!
Federico is extremely knowledgeable about the current market and helped us understand different scenarios when it came to the loan process. We very much appreciated his responsiveness and sending us friendly reminders when items were due.
Reply from Federico Montoya
April 15th, 2024 04:12 PM
Thank you for providing feedback Crystal! It is very valuable to me and my team! Let me know if you have any questions in the future.
Working with Ryan was great. He's extremely knowledgeable, personable and thorough. He made the whole experience seem flawless. I would highly suggest using Ryan with Synergy One Lending.
Federico was a pleasure to work with! Thank you Fed!
Reply from Federico Montoya
April 15th, 2024 04:12 PM
Thank you Molly, I appreciate you taking the time to provide feedback. Let's see if we can work together again in the future!
Federico worked closely with us to ensure we understood the term of our financing. Helped us in each and every phase and was always available if we need assistance.He even took time out from his family vacation to ensure we were taken care...
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Reply from Federico Montoya
April 15th, 2024 04:13 PM
Thank you for providing your feedback! This is highly valuable to me and my team.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235