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Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Rachel was phenomenal to work with during the purchase of our first home! She was extremely thorough when it came to educating us about loan options and scenarios. I loved the video explanations and learning about the current trends in the...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you for the opportunity to support you both during the process!
Nathan went above and beyond to help us through the entire process and find us the best loan option for our situation. He tirelessly crunched numbers whenever we needed him to and was willing to pivot so that we could still close around when...
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Obtener mi casa
Reply from Federico Montoya
May 8th, 2024 03:44 PM
Thank you for providing feedback
Even though I don't speak english he found the way to communicate, and made sure we were in the same page the entire process
Reply from Federico Montoya
May 8th, 2024 03:44 PM
Thank you for taking the time to provide feedback and congratulations on your new home!
Excellent customer service. Kept me informed of every step of the process. All staff were great. 😊
Ryan was very flexible to accommodate our work schedules and very thorough in breaking down mortgage intricacies to first time home buyers. Definitely recommend!
Ryan was very flexible to accommodate our work schedules and very thorough in breaking down mortgage intricacies to first time home buyers. Definitely recommend!
Great personal professional mortgage lender. We were referred to him by a friend and will likely be referring him to future home buyers as well. Great at explaining concepts to newbie home buyers. Good at making time for virtual meetings.
Ryan had a good mix of personal and professional. Ryan was really good at explaining mortgage concepts to beginners. We felt that he always made time for us, even if that was an evening meeting.
Great personal professional mortgage lender. We were referred to him by a friend and will likely be referring him to future home buyers as well. Great at explaining concepts to newbie home buyers. Good at making time for virtual meetings.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235