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Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
Me gusto mucho trabajar con ustedes siempre atentos a resolver mis dudas y darme suficiente información para que fuera sencillo entender el proceso , gracias son un excelente equipo
Reply from Federico Montoya
November 5th, 2024 06:11 PM
Thank you Venancia for taking the time to provide feedback! Please let us know if you have any questions in the future.
Nathan was personable, knowledgeable and dedicated! I plan to work with him in the future!
Nathan was personable, knowledgeable and dedicated! I plan to work with him in the future!
Rachel was amazing with the lending process and so much more. She showed us how to improve things and told us what things actually meant. She worked with us when we needed anything, including questions at anytime of the day. I would recommend...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you for your wonderful review, Starr! We're thrilled to hear about your positive experience with Rachel and the support she provided throughout the lending process. Your recommendation means a lot to us! We look forward to assisting you...
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All my questions where answered in a timely manner. I am very happy with the service I received.
Reply from Federico Montoya
October 24th, 2024 08:11 PM
Thank you for taking the time to provide feedback Ana. I'm glad we were able to complete the refinance for you!
Finding a lender with high level expertise, integrity, transparency, and availability is crucial to the buyer’s experience. I reviewed several lenders and found Emily Spahr and her ability to present various scenarios that were in the best...
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Reply from Emily Spahr
November 18th, 2024 05:15 PM
Thank you so much for your thoughtful 5-Star review! I’m glad I could help you navigate this market and find the best options for your goals. I truly appreciate your trust and recommendation—please don’t hesitate to reach out in the future!...
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Federico was super helpful in explaining our options while refinancing our home. He was great at communicating ina timely manner and we really appreciate the ease of the process.
Reply from Federico Montoya
October 24th, 2024 08:13 PM
Thank you Alyssa. Please let me know if you have any questions in the future.
Everything was simple through the process and questions were answered directly with no confusion at all.
Reply from Federico Montoya
October 24th, 2024 08:09 PM
Thank you for taking the time to provide feedback Alex. It is helpful to me and my team. Please let me know if you have any questions in the future.
Jessica is such a boss! She made sure that everything was smooth sailing for this transaction. What a gem =)
Open communication. Flexible availability and quick to respond and reach deadlines.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235