St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Russell made the experience Great!!
He helped us get a better overall loan financially!
He helped save us 15K + from the original loan estimate from ZHL
Reply from Russ Bray
December 22nd, 2025 03:10 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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West Clay
Russ went above and beyond everything always kept good communication and always very positive on everything.Make the whole process super easy and smooth.He was always helping to provide the right information for us to decide the next step instead...
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Reply from Owner
January 1st, 2026 12:00 AM
Thank you so much for your kind words, Fernando! We’re thrilled to hear that Russ provided clear communication, positivity, and guidance throughout the process. Helping our clients make informed decisions is always our goal. We truly appreciate...
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for
Russ went above and beyond everything always kept good communication and always very positive on everything.
Make the whole process super easy and smooth.
Reply from Russ Bray
December 19th, 2025 05:23 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Ron was great at communicating during every step of the home buying process. I'm a first time home buyer and Ron was honest and helpful. He was quick at responding and explaining what needed to be done to move forward, which was necessary during...
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Reply from Ron Ruzicka
December 19th, 2025 02:06 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Nathans expertise and guidance has been top notch.
Reply from Nathan Grojean
December 18th, 2025 02:13 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
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Everything about the whole process was awesome from our loan officer to our realtor and everyone who made our new home purchase possible
Reply from Rick Whisman
December 12th, 2025 05:44 PM
James, I appreciate your feedback and value your input. Enjoy your home!
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There was no problems with the refinance of my house. Chris was very thorough and I feel that I got the best rate. I will use Chris and First State Bank Mortage again.
Reply from Chris Lee
December 16th, 2025 09:56 PM
Thanks for the compliment Dennis! Will continue to watch the market and will let you know when rates go down enough to make another refinance make sense...Chris
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Chesterfield
Very good experience refinancing my house with Chris at First State Bank Mortgage.
Reply from Owner
January 4th, 2026 12:00 AM
Thank you, Dennis! We’re glad to hear you had a great refinancing experience with Chris and the First State Bank Mortgage team. We appreciate your trust and the opportunity to work with you.
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Chesterfield
Everything with our new home buying experience was awesome from our loan officer to the realtor to everyone else involved thank you thank you thank you
Reply from Owner
January 4th, 2026 12:00 AM
Thank you, James! We’re so glad to hear your homebuying experience was such a positive one. It means a lot to know our team and partners made the process smooth and enjoyable. Congratulations on your new home!
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Russell took the time to help us and also explain to us the loan on a second house. He helped us greatly in saving costs related to the loan. We were working with ZHL and did not understand the total costs with points and I called Russell and...
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Reply from Russ Bray
December 16th, 2025 06:18 PM
I really appreciate the feedback and look forward to working with you again.
601–610 of 4926
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”