
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Thumbs up for Shad.
Shad and his team facilitated a very positive, efficient ,and productive experience for my wife and me. From first contact through closing, any apprehensions we had regarding the refinance process evaporated. We truly believe this is a positive...
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Russ was on spot and worked very hard to make sure things ran smooth for me.
Responsive, professional, competitive rates
Chris is quite knowledgeable, had been very thorough in his assessments, and was quick in his responses. Overall, was quite happy with Chris's support. Thanks!
We have worked with Ron Ruzicka Senior Loan Officer for First State Bank for several home purchases and a refinance or two. Ron has always been accessible, timely, and highly professional during our business interactions. We will use him again...
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Reply from Owner
August 22nd, 2023 01:39 AM
Hi, Harold! Thank you for your positive feedback. We are glad you have found Ron and our team so helpful. We appreciate the repeat business. It is one of the greatest compliments you can give us.
Russ consistantly kept us up to date and always made sure we knew what to expect. He was patient with us as first time home buyers and was always available to answer all of our questions!
Very responsive to all questions. Quick and easy process.
Chris is a true professional. This is the second time we have used him,and will refer everyone we know to him
Friendly, quick and easy deal.
4411–4420 of 4923
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”