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St. Louis in Saint Charles, MO

St. Louis, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
97%
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2%
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Reviews from Web
  • for
    West Clay
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    Kelli K
    Posted on April 15th, 2026 12:00 AM
    We had a great experience working with Russ as first-time homebuyers. He was knowledgeable, responsive, and took the time to clearly explain every step of the process. Russ' communication and transparency made a potentially stressful experience...
    read more
    Reply from Owner
    May 1st, 2026 12:00 AM
    Thank you, Kelli! We’re so glad to hear Russ made your first homebuying experience smooth and stress-free. We appreciate your recommendation and hope you enjoy your new home!
  • for
    Chesterfield
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    Jeremy B
    Posted on April 14th, 2026 12:00 AM
    I can’t recommend Rick Whisman enough. He helped us buy our home last summer while we were living out of state, and his communication was top-notch. What really set him apart was his dedication after the initial closing, he stayed in touch...
    read more
    Reply from Owner
    May 1st, 2026 12:00 AM
    Thank you, Jeremy! We’re so glad Rick provided such dedicated support throughout your homebuying and refinance journey—especially during such an important transition. Thank you for choosing First State Bank Mortgage.
  • J
    Jeremy L B
    TROY, MO
    Posted on April 13th, 2026 04:08 PM
    I can’t recommend Rick Whisman enough. He helped us buy our home last summer while we were living out of state, and his communication was top-notch. What really set him apart was his dedication after the initial closing, he stayed in touch...
    read more
    Reply from Rick Whisman
    April 18th, 2026 01:02 PM
    Jeremy, thanks so much for your kind words and feedback from your experience!
  • C
    Cydney G
    SAINT LOUIS, MO
    Posted on April 13th, 2026 02:30 PM
    Chris made the process painless. Getting a mortgage is not fun, but when someone helps you do it efficiently with informed advice along the way, it makes the process much better.
    Reply from Chris Stecher
    April 20th, 2026 07:40 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • for
    Chesterfield
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    C
    Cydney G
    Posted on April 13th, 2026 12:00 AM
    Chris made the process painless. Getting a mortgage is not fun, but when someone helps you do it efficiently with informed advice along the way, it makes the process much better.
    Reply from Owner
    May 1st, 2026 12:00 AM
    Thank you, Cydney! We’re happy to hear Chris made the process smooth and efficient while providing helpful guidance along the way.
  • for
    Chesterfield
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    Faris A
    Posted on April 13th, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from Faris A
    Reply from Owner
    May 1st, 2026 12:00 AM
    Thank you for the 5-star rating, Faris! We truly appreciate your support.
  • Encompass
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    Adam E Z
    Satellite Beach, FL
    Posted on April 12th, 2026 11:31 PM
    Made the process super easy for us and always had answers to our questions.
    Reply from Russ Bray
    April 15th, 2026 06:56 PM
    Thanks Adam! Appreciate the nice words! Sorry I can't be there to help move as that is one thing I look forward to the most, just kidding!!! Proud of you guys and can't wait to see it!
  • Encompass
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    Bradley G K
    PALM DESERT, CA
    Posted on April 12th, 2026 03:47 PM
    Chris is the best lender Ive ever worked with . He is friendly, proactive, and he gets things done. I couldn't be happier with the experience.
    Reply from Chris Lee
    April 13th, 2026 11:59 PM
    Thanks Brad!
  • F
    Faris A
    SAINT LOUIS, MO
    Posted on April 12th, 2026 03:05 PM
    Available and easy to work with.
    Reply from Rick Whisman
    April 17th, 2026 03:06 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • D
    Deepa P
    IRVING, TX
    Posted on April 10th, 2026 03:10 PM
    Thanks for helping us through the whole process.
    Reply from Nathan Grojean
    April 15th, 2026 03:11 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”