
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great response time with questions
We had another lender initially for our home, and were not too enthusiastic about the communication and transparency with them. I asked around, and was recommended Jeff by a friend. Jeff and Allie worked with us with on an extremely tight deadline,...
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Reply from Owner
July 4th, 2023 12:00 AM
Joshua, we are proud that you chose First State Bank Mortgage! Thank you for your business and stellar review!
Karen was wonderful to work with for our home loan! She was very friendly, relatable and responsive. No matter the obstacle, Karen was persistent and committed to helping us get across the finish line. We look forward to the many memories we...
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Reply from Owner
July 4th, 2023 12:00 AM
Nick, thank you for the kind words! We are glad that you had a great experience with our team!
Melissa was fast to respond to my inquiries and answer my laundry list of myriad questions.
We had another lender initially for our home, and were not too enthusiastic about the communication and transparency with them. I asked around, and was recommended Jeff by a friend. Jeff and Allie worked with us with on an extremely tight deadline,...
read more
Reply from Owner
August 22nd, 2023 01:10 AM
Joshua, we are proud that you chose First State Bank Mortgage! Thank you for your business and stellar review!
We had another lender initially for our home, and were not too enthusiastic about the communication and transparency with them. I asked around, and was recommended Jeff by a friend. Jeff and Allie worked with us with on an extremely tight deadline,...
read more
Have been working with Beau for years. He always closes on time.
Mr. Bray kept us informed along the entire process. He gave us the best possible rate and the lowest closing costs! I am extremely grateful for the grate deal he got us.
Mindy was so responsive and walked us through the entire purchase of our condo! Purchasing a residence can be nerve racking but she made it seem so easy and put us at ease every stage of the process! Definitely recommending her to anyone I...
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Karen was such a pleasure to work with. Her efforts through the whole process and her persistence at the end to get us to the finish line is so appreciated!
Thank you Karen!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”