

Rockville, North Bethesda, MD
North Bethesda, MD

We believe that closing a loan is not the end of our relationship - it's just the beginning. Built on commitment, integrity, and innovation, we are a customer-focused lender with a mission to make the homebuying process simple, straightforw... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
You can’t get faster, better more professional service than you will receive from Joe Zamoski and his associates…highly recommend!
Reply from Owner
July 3rd, 2024 01:47 PM
thanks Bill! Your the best of the best my friend
The questions just asked… the total experience from A…Agnostak to Z…Zamoiski was smoothly and professionally completed within 10 days! 👍😀
Reply from Joe Zamoiski
July 3rd, 2024 01:50 PM
Would do anything for you and Beth Bill. Your the best of the best and taught me everything I know - over 25 years ago. Wow!
Rachel was THE BEST! 11/10! Couldn’t have had a better experience! She went above and beyond to educate us, help us with everything and facilitate a smooth transaction. She answered all our gazillion questions promptly and helped us throughout...
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Reply from Rachel Needle
October 9th, 2024 01:48 PM
Wow, Kush! Thank you for the most amazing review. I loved supporting you guys every step of the way and greatly appreciated the opportunity. I’m thrilled for you both! Working with you was an 11/10 too!
Joe and his team are amazing! Responsive, comprehensive, and informative. In a crazy market likes this one, you need a team that is there for you to turn around numbers fast and when you have that house to make it happen. Joe and his team are...
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Reply from Joe Zamoiski
June 30th, 2024 03:56 PM
thanks so much Eric for the kind words! Working around the clock isn't easy but when you do it for people you like (like you and Kate), it's all worth it! Been a pleasure working with you both again. You guys are awesome!
Was smooth from start to finish!
Reply from Larry Finkelberg
June 30th, 2024 01:24 PM
Great to hear your feedback, Dawn! Thank you. I'm thrilled for you and your mom. I know you'll thoroughly enjoy this next chapter. It's fantastic to know that your purchasing process with Atlantic Coast Mortgage was smooth from start to finish....
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Everyone on the team was extremely well organized and able to answer all my questions thoroughly. Additionally, the fast response time at off-hours when I had to quickly prepare an offer was impressive.
Reply from Larry Finkelberg
June 30th, 2024 01:26 PM
Thank you so much, Lee. I'm thrilled to read your review. My team and I truly enjoyed working with you and helping through the purchase of your new home. Being well-organized and available for your questions, even at off-hours, is something...
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Rachel is consistently positive, gracious and enthusiastic about a client's prospects to get through the loan process. She is always available to answer the listing agent's questions and to provide a calming voice for the buyer's anxieties....
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Reply from Rachel Needle
October 9th, 2024 01:48 PM
Lise Howe, thank you so much for the very kind words. I love working with you and referring you to homebuyers because you have a wealth of knowledge and experience in the real estate industry. It also doesn’t hurt that you have a background...
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Rachel, you were excellent! I especially appreciated all of the updates! Thank you!
Reply from Rachel Needle
October 9th, 2024 01:48 PM
Thank you so much, Liane! It was wonderful to work with you too! My clients are thrilled about their new home!
Joey went above and beyond to make the home buying process easy, stress- free, and extremely efficient for us as first time buyers. He effectively expedited our process, helped us navigate each step of the home buying journey, and made sure...
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Alex provided us with a spreadsheet that we could use to evaluate different finance scenarios to find the one that worked best for our situation. When everything was done, we came within a few dollars of what was in the spreadsheet so there...
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Reply from Alex Nunemaker
November 18th, 2025 05:19 PM
We're thrilled to have earned your trust. Reach out to us whenever you need mortgage advice.
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About
We believe that closing a loan is not the end of our relationship - it's just the beginning. Built on commitment, integrity, and innovation, we are a customer-focused lender with a mission to make the homebuying process simple, straightforward, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)