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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
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Reviews from Web
  • S
    Shades5829
    San Diego, CA
    Posted on April 12th, 2016 12:00 AM
    Very helpful in setting up loan agreements and closing on the first home. The whole process went smooth. He answered all my questions and concerns. He sends me updates about what my current loan rate is and if refinancing is a good time depending...
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  • J
    Jenniferlynnholm
    San Diego, CA
    Posted on April 12th, 2016 12:00 AM
    James and his team helped me get financing on my purchase of an owner occupied second home in San Diego. They helped me evaluate different mortgage options and, when selected, found a lender who offered the product I was looking for at a great...
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  • T
    Tranghammond
    San Diego, CA
    Posted on April 12th, 2016 12:00 AM
    I've used James as a lender 3 separate times. Twice for a home equity loan and once for a home purchase loan. He always gives top notch service. He followed up often and kept me updated all along the way. In an ever changing lending environment,...
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  • V
    Valle J
    Chula Vista, CA
    Posted on April 11th, 2016 12:00 AM
    My wife & I had a pleasant experience doing business with James. He was very helpful & knowledgeable in answering all of our questions. We are now abe to save money on our monthly mortgage payment. Thank you James for the successful transaction...
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  • J
    J E
    La Mesa, CA
    Posted on April 11th, 2016 12:00 AM
    James and his team at Synergy 1 Lending were very helpful when it came time to purchase the home we had been renting. They gave us options that worked with our budget, and made us feel very comfortable throughout the entire process.
  • M
    Matthew B
    San Diego, CA
    Posted on April 11th, 2016 12:00 AM
    Excellent knowledge and was able to compete with a major lender. We ended up going with James and his team and the loan went very smoothly. I would definitely give him a chance to compete for your business.
  • A
    Aharidas88
    San Diego, CA
    Posted on April 11th, 2016 12:00 AM
    Friendly and knowledgeable, made the whole process easy to handle. His team was very responsive and helped me purchase my first home using my VA Home Loan.
  • L
    Lynnette L
    San Diego, CA
    Posted on April 11th, 2016 12:00 AM
    So pleased to work with James Carmody and his staff, they closed the loan quickly & efficiently and did our refinancing. Totally, we recommend his team to my family and friends. Great job!
  • J
    Jessiechatigny
    San Diego, CA
    Posted on April 11th, 2016 12:00 AM
    Short story: big loan, not a lot of income. We wanted to get my parents off the loan, and two other mortgage companies wouldn't touch us. The refinance took longer than expected as we had to stop mid way and pay down some other debt, but it...
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  • J
    Jeternes
    San Diego, CA
    Posted on April 8th, 2016 12:00 AM
    We had an issue with selling our house before buying the new house (and moving on top of all that). James was understanding and worked with us to find solutions so we could still keep the new house process moving forward. After working with...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235