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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • L
    Layne B C
    La Mesa, CA
    Posted on November 4th, 2025 09:02 PM
    Baha was easy to work with, helped ease getting us through the process and, from the day we applied for the loan to the day we closed was only 14 days. The seller had accepted our offer over other offers, including cash offers, because the...
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  • A
    Adam F
    Glendora, CA
    Posted on November 4th, 2025 04:12 PM
    Karrie did amazing job with supporting us every step of the way. She was always available to talk when we had questions/concerns and always explained things until we fully understood. I will recommend Karrie to all my family , friends and colleagues....
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  • T
    Tiffany A F
    San Diego, CA
    Posted on November 3rd, 2025 10:50 PM
    Always so prompt with responses, very knowledgeable and gave us good advice throughout the escrow process
    Reply from Matthew Shaver
    November 3rd, 2025 10:59 PM
    Thanks for the kind words Tiffany! I am excited for you and Chris to raise your family in your new home..
  • L
    Lanie M
    San Diego, CA
    Posted on November 3rd, 2025 09:03 PM
    Excellent communication, pleasant and very knowledgeable. I !
  • D
    Derek R
    Reno, NV
    Posted on November 3rd, 2025 06:35 PM
    Steve and his team went above and beyond in our home buying process. We came in with an unconventional request for a loan and with very little time to close. Steve and his team made the process painless given the circumstances. We are so appreciative...
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  • J
    Jeremy B
    Posted on November 3rd, 2025 05:43 PM
    Top-tier service from a top-tier team! So happy that I was reffered to Baha and her team of experts.
  • J
    Jeremy C B
    San Diego, CA
    Posted on November 3rd, 2025 05:40 PM
    Baha made what was initially an extremely stressful process a stress-free process. She was very thorough, knowledgeable, and to the point. Every step of this process was well explained and executed in a timely manner.
  • for
    Alex Kirkland
    Encompass
    C
    Craig A S
    JEROME, AZ
    Posted on November 2nd, 2025 01:17 PM
    always available and good at answering questions
  • A
    Adam M A
    San Francisco, CA
    Posted on November 1st, 2025 04:26 PM
    Rick is fast, professional, and a great communicator . I have absolute trust in him. i have used him for 4 financings and will use him again. Thanks!
    Reply from Rick Kleinfinger
    December 23rd, 2025 10:47 PM
    I appreciate your kind words, Adam. It's always a pleasure to assist you with your financing needs. Knowing you trust me and have had positive experiences means a lot. Thank you for choosing me for your financial endeavors, and I look forward...
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  • for
    Alex Kirkland
    Encompass
    B
    Belinda S
    CLEVELAND HEIGHTS, OH
    Posted on November 1st, 2025 03:41 PM
    I liked being able to submit everything electronically!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235