Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA

4.93

(7,898)

Mortgage

Mortgage Loan Officer

Contact Info

(888) 995-1256

Santa Barbara, CA

https://www.s1l.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.93

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4.92

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4.94

(421)

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4.97

(823)

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Very smooth process and everything laid out ahead of time as to what would be expected.

Reply from Carmody Team

January 30th, 2026 04:39 PM

Connor, I'm glad to hear that the process was smooth and that everything was clear in advance. Planning and transparency are important to me, so it's great to know you felt prepared. If there's anything else I can do for you, please let me...

Jessica was super knowledgeable, responsive, and incredibly helpful throughout this whole process. She is great at making you feel comfortable and explaining all of your options. Every time her name was brought up with other involved parties,...

Reply from Emerson Nogueira

February 4th, 2026 09:33 PM

I'm grateful for your thoughtful feedback, Aysha. It’s rewarding to know that I could provide support and clarity throughout the process for you. Building a comfortable space for questions and discussions is important to me, and I'm glad you...

Jim's team are professionals; we received answers to all our questions and excellent assistance. Jim explained everything to us with ease, understanding, and patience.

Reply from Jim Potts

January 19th, 2026 09:24 PM

I'm pleased you felt well supported and received the answers you needed. It's important to me that everything is explained clearly, so I'm glad to hear I could assist you with ease and understanding. Thank you for taking the time to share your...

I've refinanced one property and purchased a second property through Baha. She and her team work incredibly hard and have kept everything crystal clear throughout both processes. If you're looking for someone who will ensure a smooth process,...

Reply from Owner

January 28th, 2026 01:08 AM

Thank you, Elissa, for sharing your experience. It's great to hear that the refinancing and purchasing went smoothly for you. I aim to make things as clear and straightforward as possible. If you ever need further assistance or have more questions,...

I've refinanced one property and purchased a second property through Baha. She and her team work incredibly hard and have kept everything crystal clear throughout both processes.

Reply from Baha Maleki

January 27th, 2026 06:35 PM

I appreciate your feedback, Elissa. I'm glad to know that you found the refinancing and purchasing processes clear and that everything went smoothly. It's always my goal to ensure that your experience is as seamless as possible. Should you...

I am satisfied.

Reply from Matthew Shaver

January 23rd, 2026 09:56 PM

Thanks Michael, I am very happy for you and Emmaly to now own your first home!

There was two weeks where jim dint answer or respond to phone calls or text from me

Reply from Jim Potts

January 17th, 2026 04:53 PM

This transaction extended beyond the normal 45–60 day timeframe due to a contractor delay and the property being a unique log home that required a separate investor exception review. Throughout the process, the buyers and all parties received...

all good!!

Reply from Carmody Team

January 26th, 2026 03:56 PM

Hi Evelyn, I'm glad everything went well for you! If there is anything else I can assist with, feel free to let me know.

Superb guidance and communication for my clients!

Reply from Carmody Team

January 23rd, 2026 08:23 PM

Michael, thank you for sharing your feedback. I'm pleased that my guidance and communication have been beneficial for your clients. If there's anything more I can assist with, please feel free to reach out.

James and his team were exceptional to work with from start to finish. Their communication was proactive, clear, and consistent, and they remained organized and solutions-focused every step of the way. Even with a few hurdles that could have...

Reply from Carmody Team

January 23rd, 2026 05:43 PM

Amie, I appreciate your thoughtful feedback. It's great to know the team's proactive and organized approach made a positive impact on your experience. Handling challenges smoothly to meet deadlines is something I strive for, so I'm glad it...

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About

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Pacific Standard Time (PST)

Disclaimer

Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235