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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Excellent cimmunization, prompt work funding the loan, and made the entire process easy and efficient .
Reply from Matthew Shaver
March 17th, 2026 09:55 PM
Always a pleasure working with you Bryan!
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We loved working with Baha and her team! She was very responsive, on top of everything, and clearly answered our many questions. She actually made the loan process fun.
Reply from Baha Maleki
March 25th, 2026 03:11 PM
Allison, I'm really pleased to hear you enjoyed the loan process with my team and me. Your appreciation of our responsiveness and clarity is truly valued. Making the process enjoyable for you is a priority, and I'm glad we achieved that. If...
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Everything about the process was made easy with excellent communication and rapid follow up/follow through. Really had a good experience working with the Carmody team.
Reply from Carmody Team
March 25th, 2026 01:34 PM
I'm pleased to hear that your experience with the process was seamless, Justin. I strive to ensure effective communication and timely follow-ups to make things easier for you. If there's anything more I can do for you, please feel free to reach...
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Mission Valley
Benito Garza was awesome to work with during our home buying process. He was always quick to answer questions and made sure we understood everything along the way. The whole process felt smooth because he kept us informed and was always willing...
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Reply from Emerson Nogueira
March 30th, 2026 06:24 PM
Daniel, it's great to hear that you had a smooth home buying experience with Benito Garza. I'm pleased to know he was able to assist you effectively and made the process easier. Thank you for taking the time to share your positive experience,...
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Mission Valley
Very blessed and thankful for the effort my loan officer Pedro Orozco put in to get us across the finish line. We have a beautiful brand new home for our family because Pedro kept working tirelessly 🙏🏿 if you want to become a home owner reach...
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Reply from Emerson Nogueira
March 30th, 2026 01:53 PM
I'm truly pleased to hear about your positive experience with Pedro Orozco, Will. It's great that his dedication helped you achieve the goal of home ownership and get settled into a new home for your family. Thank you for sharing your feedback,...
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Mission Valley
Always great working with Carrie and her team! She always makes the process so seamless and is always in communication with my clients and I.
Reply from Emerson Nogueira
March 30th, 2026 04:00 PM
Valerie, it's wonderful to hear about your positive experience with Carrie and her team. I'm pleased that the process has been seamless for you and your clients. Your feedback truly means a lot, and I'm here if you ever need further assistance...
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Mission Valley
Vernon was an absolute pleasure to work with from start to finish. He was exceptionally communicative, keeping us well-informed and clearly explaining every step of the loan process so we always knew exactly what was needed and when. He responded...
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Reply from Emerson Nogueira
March 30th, 2026 08:11 PM
Jim, I'm glad to hear about your positive experience working with Vernon. It's great that his clear communication and dedication made the loan process smooth for you. Being well-informed and receiving timely responses are crucial when closing...
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Outstanding lender! Communication was excellent, he walked us through all our options, and he worked hard to get us closed on time. Highly recommend!
Reply from Joel Berman
March 23rd, 2026 07:48 PM
I'm grateful for your kind words and recommendation, Cesar. It’s important to me to ensure clear communication and provide a thorough overview of all your options. I'm pleased to hear that I was able to support you in closing everything on...
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Working with Heather and Tonya is always great. Thank you ladies!!
Reply from Heather Millspaugh
March 13th, 2026 03:58 PM
Thank you Juan!!
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Mission Valley
Outstanding lender! Communication was excellent, he walked us through all our options, and he worked hard to get us closed on time. Highly recommend!
Reply from Emerson Nogueira
March 23rd, 2026 05:12 PM
Cesar, your positive feedback really means a lot. I'm glad to hear that the communication met your expectations and that the process went smoothly. Thank you for recommending my services, and if you ever need assistance in the future, please...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235