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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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2%
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Reviews from Web
  • D
    Dina D F
    Ontario, CA
    Posted on May 13th, 2026 04:17 PM
    She is the best and always available, fast and thorough.
    Reply from Karrie Boyer
    May 21st, 2026 04:18 PM
    Dina, I'm grateful for your kind words. It's good to know that my availability and thoroughness made a positive impact on your experience. Thank you for choosing to work with me.
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    Mission Valley
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    D
    Daniela D
    Posted on May 13th, 2026 12:00 AM
    Rob Ogden was professional and so easy to work with. He always called me right back and answered all my questions. I highly recommend him to anyone that needs loan services. I plan to use him again!
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    Mission Valley
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    Rex W
    Posted on May 13th, 2026 12:00 AM
    Chris Roberts was my loan officer, and my home buying experience was as smooth as could be. Chris made sure that I was updated at every step. I couldn't have asked for somebody more polite, professional, and hard working.
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    Mission Valley
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    Tara T
    Posted on May 13th, 2026 12:00 AM
    Giuseppe and team were knowledgeable, friendly, and super responsive. All the forms being online made everything so easy. He even found us a better rate than we were expecting. I really appreciated the different breakdown of options and the...
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    Nicholas F
    Thousand Oaks, CA
    Posted on May 12th, 2026 08:27 PM
    Steve is always responsive and has my best interest at heart.
    Reply from Steve Haddad
    May 12th, 2026 10:41 PM
    Thank you so much. I’m grateful for the trust, and I’m glad we were able to help you achieve your goals. We truly enjoyed working with you.
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    Kim M P
    Ontario, CA
    Posted on May 12th, 2026 03:09 PM
    This was a quick and easy experience! Karrie was easy to speak to, she answered all our questions and explained everything clearly! It can be very overwhelming and confusing but Karrie communicated with us the whole way. Truly great working...
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    Reply from Karrie Boyer
    May 20th, 2026 03:10 PM
    Kim, I'm pleased to hear that the experience was quick and easy for you. It's nice to know that my communication and clarity helped ease any confusion. Thank you for your kind words about working with me.
  • S
    Samuel K E L
    SAN DIEGO, CA
    Posted on May 12th, 2026 10:42 AM
    Very personal and your team helped seal the deal
    Reply from Carmody Team
    May 20th, 2026 06:16 PM
    Thank you, Samuel, for your kind words. I'm pleased to hear that our team was able to provide a personal touch and assist in sealing the deal. If there's anything else you need, just let me know.
  • A
    Anastasia L E
    Los Angeles, CA
    Posted on May 11th, 2026 11:24 PM
    Steve and his team are unparalleled in their helpfulness, kindness, communication and professionalism. We have worked with lenders plenty and we have never had a better experience. Thank you Steve and Melissa!!!!
    Reply from Steve Haddad
    May 12th, 2026 11:06 PM
    Thank you so much for the incredibly kind words. We truly appreciated the opportunity to work with you and are so thankful for your trust throughout the process. Melissa and I genuinely enjoy working with you, and we’re very happy we were able...
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    Mission Valley
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    Mark V
    Posted on May 11th, 2026 12:00 AM
    Ryan was excellent at every step of the process. He was informative and timely made sure each step went smoothly.
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    Marjorie R
    Bossier City, LA
    Posted on May 8th, 2026 11:14 AM
    They stuck with me through the whole process and helped us secure the funding we needed for our forever
    Reply from Jim Potts
    May 8th, 2026 03:06 PM
    It was truly a pleasure working with you and Nathan to help secure your forever home — especially knowing this property has been part of your family for generations. That made this transaction even more meaningful. Renovation purchase loans...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235