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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • for
    Mission Valley
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    C C
    Posted on July 24th, 2026 12:00 AM
    Andy always provide us with all the details on advance. Plus he would add video instructions, which were super helpful. If something was needed, he was quick to respond as well.
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    Mission Valley
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    Josh S
    Posted on July 24th, 2026 12:00 AM
    Fast an easy. Able to provide me with the best options but wasn't pushing anything or over selling product.
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    Mission Valley
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    Juan C
    Posted on July 23rd, 2026 12:00 AM
    Excellent customer service and extremely helpful and knowledgeable
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    Steven B
    San Diego, CA
    Posted on July 21st, 2026 03:04 PM
    James and the full team!
    Reply from Carmody Team
    July 29th, 2026 03:05 PM
    I'm happy to hear that you had a positive experience with James and the team, Steven. If there's anything more I can do for you, please feel free to reach out.
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    Mission Valley
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    Sharon L
    Posted on July 21st, 2026 12:00 AM
    It was such a great experience working with Yvonne Hemmingsen of Synergy One Lending, Inc for the second time. Yvonne was so wonderful in helping us identify the right mortgage. She presented us with the different options, discussed pros and...
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    Mission Valley
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    Erik S
    Posted on July 21st, 2026 12:00 AM
    Karen was fantastic- incredibly hard-working and conscientious. She was regularly working on weekends and evenings to make sure nothing fell behind. After buying 10 prior houses this was clearly the best experience we've had with a lender.
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    Sonia S
    Ramona, CA
    Posted on July 20th, 2026 01:13 AM
    The whole process and the detailed explanation at every step of the way.
    Reply from Joel Berman
    July 28th, 2026 08:08 PM
    I'm thankful for your feedback, Sonia. I'm glad the detailed explanations throughout the process were helpful. If you have any more questions or need further assistance, feel free to reach out.
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    Mission Valley
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    Tiffany C
    Posted on July 18th, 2026 12:00 AM
    Working with Hannah at Synergy was an amazing experience from start to finish. She helped me obtain my mortgage and made sure I had all the information and options I needed to make an informed decision. She was always quick to respond whenever...
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    Mission Valley
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    Ashley
    Posted on July 17th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Ashley
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    Deborah L T
    Oak Island, NC
    Posted on July 15th, 2026 02:22 PM
    Steve is very professional. He addressed all of my questions and concerns in a timely manner.
    Reply from Steve Haddad
    July 15th, 2026 04:13 PM
    It was a pleasure working with you! I truly appreciate your trust and am glad I could help make the process a positive experience.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235