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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • M
    Mateos P
    El Cajon, CA
    Posted on August 11th, 2026 01:51 AM
    Everyone was communicative and friendly. We had a short close and the whole team was able to get everything done on time with little to no delays.
    Reply from James S. Carmody
    August 11th, 2026 04:29 PM
    Thank you, Mateos, for sharing your experience. I'm glad to hear that our team was communicative and efficient in meeting your timeline. If you have any further questions or need assistance, feel free to reach out, we are honored to be here...
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    Mission Valley
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    Tia B
    Posted on August 11th, 2026 12:00 AM
    Jessica made the whole process seem smooth and easy. She was amazing the whole time I worked with her. 10 out 10 recommended
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    Spencer C W
    Mesa, AZ
    Posted on August 10th, 2026 10:13 PM
    Constant and swift communication that made my refinance quick and easy. Steve is easy to get a hold of and answered all the questions I had.
    Reply from Steve Haddad
    August 12th, 2026 08:03 PM
    Thank you for the kind review! It was a pleasure helping with your refinance. We’re here for you if you have any questions in the future.
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    Mission Valley
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    Spencer W
    Posted on August 10th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Spencer W
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    Mission Valley
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    Nick
    Posted on August 8th, 2026 12:00 AM
    Sheena was there every step of the way and was very knowledgeable about everything, she did an awesome job!!!
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    Mission Valley
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    Kyle P
    Posted on August 8th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Kyle P
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    Mission Valley
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    Bianca F
    Posted on August 7th, 2026 12:00 AM
    10/10 recommend! Terrific communication and very knowledgeable. I was very nervous when buying my first home and The Murphy Team made me feel like I was in very capable hands.
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    Mission Valley
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    Devin H
    Posted on August 7th, 2026 12:00 AM
    Had a great experience working with Trenton on my HELOC. He made the whole process easy, kept me updated along the way, and was always there when I had questions. Everything went smooth from start to finish and I never felt like I was left...
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    ARMIN M
    Los Angeles, CA
    Posted on August 6th, 2026 03:20 PM
    Great person, nice personality and hardworking!
    Reply from Rick Kleinfinger
    August 14th, 2026 03:21 PM
    Armin, I appreciate your kind words and am glad to hear you had a positive experience. Thank you for recognizing my efforts and personality!
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    Jeff S
    Posted on August 6th, 2026 12:00 AM
    Jill was amazing. As broker in this transaction I couldn't be happier. Rocket fast closing and a happy client. Thanks Jill and Cassie!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235