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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Karrie was quick to respond, very informative, and made sure to disclose information verbally and in writing for clarity.
Reply from Karrie Boyer
August 31st, 2026 07:00 PM
Kevin, I appreciate your feedback. It's good to know that my responsiveness and clarity in communication were helpful to you. Thank you for sharing your experience.
If i didn't have my iwn relative lender who is great i would definitely use sarah for all my buyers needs
Reply from Sarah Lindsey
August 21st, 2026 04:01 PM
Luay, I appreciate your kind words and consideration. It's great to know you'd think of me for your buyers' needs if you didn’t already have a great lender relationship. I would think that very complimentary statement based on working with...
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Mission Valley has received a review with 5 star rating from Wyatt N
We worked with Adam Golden. He regularly checked in during our year long house search and was always happy to update us on the latest market conditions and answer any questions we might have. When the time came to close on a house, he and his...
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I can’t say enough great things about Yani! As a first-time homebuyer, I had a lot of questions, and she was always patient, knowledgeable, responsive, and willing to explain everything to me.What stood out most was how much she genuinely cared....
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Mission Valley has received a review with 5 star rating from Robert M
Karrie was extremely helpful and knowledgeable which made the process go smooth and quick.
Thank you, Karrie!
Reply from Karrie Boyer
August 27th, 2026 03:16 PM
Cheryl, I'm glad to know that my assistance and knowledge helped make the process smooth and quick for you. Thank you for your kind appreciation!
Mission Valley has received a review with 5 star rating from JASON R
Kristi Jones is FANTASTIC!! She was truly on top of EVERYTHING from start to finish. At no point was there ever a question about where we were in the transaction or where we were headed. Her communication was absolutely amazing!Kristi kept...
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Mission Valley has received a review with 5 star rating from Douglas L
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235