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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Mission Valley has received a review with 5 star rating from Sierra J
Mission Valley has received a review with 5 star rating from Carlee H
Jessica was great to deal with. Closed the deal earlier than expected. Highly recommend.
Karrie has been wonderful. She's made this whole process of buying a home easy. She is patient, knowledgeable and just a rockstar! Thank you Karrie!
Reply from Karrie Boyer
September 1st, 2026 03:55 PM
Michelle, I'm grateful for your kind words. It's great to hear that my knowledge and patience made the home buying process easier for you. Thank you for choosing to work with me!
Jill + Jess are wonderful to work with. They are always well resourced and able to present the best products to my clients. It is extremely important as a realtor to know that we are all treating each other like family in this extremely important...
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Mission Valley has received a review with 5 star rating from Sean N
Mission Valley has received a review with 5 star rating from Jenilla A
James and his team were excellent. They were timely in their communication , friendly and responsive to my needs. The ensured the loan process went through in a smooth fashion. I would highly suggest them to others.
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Reply from Carmody Team
September 1st, 2026 07:16 PM
I'm glad to hear that James and his team provided such excellent service, Christopher. It's great to know that their communication and responsiveness helped make the loan process smooth for you. Thank you for recommending us to others!
Personal attention, VIP handling, and the teamwork between Ken and his colleague Melissa. Questions were addressed promptly and advice was shared when requested. Overall an excellent experience . Melissa's personal attention to details was...
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Reply from Ken Kamins
August 30th, 2026 06:05 PM
I'm grateful for your kind words, Allan. It's wonderful to know that Melissa and I could provide the personal attention and teamwork you valued. I'm pleased that we could address your questions promptly and accommodate your needs during the...
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We had the amazing opportunity to work with Jessica, as a first time buyer you have a lot of questions & need of reassurance and she gave me this and more!! Her communication skills and dedication to her job made our experience easy and enjoyable!!...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235