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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
He is fast and efficient and never comes off like a salesman. He made my client feel as though he was getting the best deal possible and instilled confidence in him. At the end of the day Matt is definitely a top loan officer!
Rick is amazing. He guided us through every step. Even when there seemed to be complications he always had a solution. Constant contact with the underwriters. We always felt strong that he had a plan we were going to get our loan. Even after...
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The Carmody team's performance was exceptional yet again. This is the second time we've worked with them in the last few years, and I couldn't be happier with the outcome. As a self-employed business owner, I find it challenging to obtain loans...
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Reply from James S. Carmody
April 19th, 2025 01:21 AM
Thank you for your incredible feedback and continued trust! It’s been an absolute pleasure working with you again. We take great pride in finding solutions for our self-employed clients, and I’m so glad we could help you navigate the process...
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Jim was consistently there to answer questions and keep everyone within the Reno loan process informed and updated. In addition he pushed to meet timelines where there seemed to be no end. Jim also was able to secure certain aspects necessary...
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Reply from Jim Potts
April 7th, 2024 12:16 AM
Ezra, It was a pleasure working with you on your first home purchase. It was a real challenge for you to start with a home that needed to be remodeled in order to get financing. Yes there were challenges with Contractors and the CA Insurance...
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Heather was on top of everything. She responds within minutes of texts, calls or emails.
She made the process seamless and I closed within 2.5 weeks which is a WOW. Thank youz.
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Great attentive detail throughout the process.
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Mission Valley
Mission Valley has received a review with 5 star rating from Austin C
You are always on top of every twist and turn. We were grtaeful to be notified of the pre-emptive Tidewater Appraisal:)
Reply from James Carmody
April 3rd, 2024 04:50 PM
Thank you so much for your teamwork.
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Karrie was not only very knowledgeable regarding the subject matter, but was very kind and people oriented and made the entire transaction pleasant. I would highly recommend her as she is hands down, the best.
successfule timely close of escrow, good communication, thank you, agnes/listing agent
Reply from James S. Carmody
April 19th, 2025 01:19 AM
Thank you so much, Agnes! I truly appreciate your partnership and communication throughout the transaction. It was a pleasure working together for a smooth and successful close, and I look forward to hopefully working with you again in the...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235