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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Baha was always in communication with us and answered all our questions. She was so easy and smooth to work with! Made home buying lrocess process understandable!
Reply from Baha Maleki
September 8th, 2026 03:26 PM
Adriana, I'm grateful for your positive feedback. It's wonderful to know that my communication and support made the home buying process smooth and understandable for you.
Trust, Communication, Transparency, & Subject Matter Expertise!
Reply from Carmody Team
September 8th, 2026 04:09 PM
Scott, I'm grateful for your kind words and recognition of our trust, communication, transparency, and expertise. It's wonderful to know we could meet your expectations in these areas.
for
Mission Valley
Working with Leticia was a positive experience overall. Her ability to explain the process and what she needed from me was essential in the tedious process of purchasing a home. If you are thinking about where to get financed, Leticia is who...
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for
Mission Valley
John was very professional and laid everything he needed out front so there was no time wasted. He was very efficient, paid attention to detail and communicated well throughout the whole process. Would highly recommend him to anyone needing...
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for
Mission Valley
I have worked with Jill Bartoletti for over 25 years, ever since she first worked with Ann Liberato as an assistant. She has long since gone on to work as a loan officer herself and she is my go-to person for loans. I have been a real estate...
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for
Mission Valley
Ryan Howard is the best!!
James and his team went above and beyond to make sure that everything went smoothly! Would highly recommend to our friends and family.
Reply from Carmody Team
September 7th, 2026 04:23 PM
I'm pleased to hear that James and his team exceeded your expectations, Anabelle. Your recommendation means a lot, and I'm glad we could provide a smooth experience for you.
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Baha was amazing to work with on our mortgage. She was so helpful and clearly knew her stuff, always explaining things in a way that actually made sense. She gave us really useful info that helped us feel confident making the right calls along...
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Reply from Baha Maleki
September 7th, 2026 07:55 PM
Malek, I'm glad to hear that you found my guidance helpful and that the information I provided made the process clearer for you. It's wonderful to know you felt confident in making decisions. Thank you for your kind recommendation!
for
Mission Valley
Jackie and her team were incredible - fast and professional with great communication and made the buying process easy. A fantastic experience from start to finish, thanks!
for
Mission Valley
Mission Valley has received a review with 5 star rating from Chris H
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235