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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Baha really knows her stuff and was super efficient going above and beyond to make sure that we got our home loan and the best rate possible. We were thoroughly impressed by her professionalism, knowledge, and experience. She went above & beyond...
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Baha really knows her stuff and was super efficient going above and beyond to make sure that we got our home loan and the best rate possible. Thoroughly impressed by her professionalism, knowledge, and experience.
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Jim is a problem solver and always ahead of the game.
Reply from Jim Potts
February 2nd, 2025 08:38 PM
Wow, Carl, thanks for the kind words! I really appreciate you taking the time to share your experience. I enjoy helping folks navigate the mortgage process and making things as smooth as possible. It's always my goal to anticipate and address...
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James is really, knowledgeable and passionate about loans and helping people. I highly recommend working with him -you won’t be disappointed!!
Reply from James S. Carmody
January 31st, 2025 03:00 PM
Thank you Christine!
James provides excellent service to each and every customer, regardless of the size of their loan!!
Reply from James S. Carmody
January 31st, 2025 05:27 PM
Thank you Jen. It is always a pleasure working with you.
I have been working with James for 10 years now since I moved to San Diego from Los Angeles. Besides the fact that James and I instantly became friends 10 years ago we have done many deals together and he is my go-to for any of my clients that...
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Reply from James S. Carmody
January 31st, 2025 05:26 PM
Appreciate the kind words, Ron. Ten years flies by, doesn't it? I value your trust and the opportunity to help your clients navigate the ever-changing landscape of real estate financing.
James and his team are the absolute best. They were always so easy to get a hold of. We recommend Synergy One and the Carmody team to everyone looking for a mortgage loan.
Reply from Carmody Team
January 31st, 2025 03:00 PM
Thank you so much.
Rick is truely an expert and I felt that he had our best interests at heart. I would highly recommend working with him.
Reply from Rick Kleinfinger
December 23rd, 2025 10:50 PM
Hi Renzo. It was a pleasure working with you and Natalie on your home purchase. Thank you for your kind words and for recommending my services. I really appreciate it.
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Jim is so easy to work with! This was our second time using his services!
Reply from Jim Potts
February 3rd, 2025 10:51 PM
Wow, Riley! A second time – that means a lot to me. Thanks so much for the kind words and the five stars. It's always a pleasure working with you and helping you achieve your homeownership goals. I appreciate the continued trust.
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Best communicator I know in the lending world!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235