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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
for
Mission Valley
Mark Spehar is a horrible representative of this company!! He will cause everyone to look else where, when choosing a lender!
for
Mission Valley
Absolutely amazing group of people to work with and more importantly people you can trust! Cris is always just a call away and I never felt like I was left in the dark he keeps communication open at all times! Cris truly is a wizard he can...
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for
Mission Valley
Mission Valley has received a review with 5 star rating from Jonathan
Everything was done so quickly and efficiently. Truly a 10/10 experience. Great comunication with my clients and with me. Very impressed and happy! Thank you James and Pam!
Reply from Carmody Team
September 11th, 2026 07:27 PM
Andrea, I'm pleased to hear that you had such an efficient and positive experience with James and Pam. Your satisfaction with the communication and service means a lot to me. Thank you for sharing your wonderful experience!
for
Mission Valley
Mission Valley has received a review with 5 star rating from S N
for
Mission Valley
Jill and Cassie are so amazing. They do think so fast and are very communicative. You always know where you are at and what needs to be done. They are available to answer questions. I don’t think it is possible to do things much faster. Would...
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for
Mission Valley
Mission Valley has received a review with 5 star rating from Charles R
for
Mission Valley
Joe is amazing! So thankful for his hard work and kindness ! recommend him 100 percent ! No complaints
for
Mission Valley
Mission Valley has received a review with 5 star rating from Kelsey B
for
Mission Valley
Mission Valley has received a review with 5 star rating from Chetmf
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235