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Embrace Home Loans - Mid-Atlantic Region, Middletown, RI

Middletown, RI

4.93

(33,019)

Mortgage

Mortgage Loan Officer

Contact Info

(855) 612-9444

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.93

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Embrace Home Loans - Basking Ridge, NJ has received a review with 5 star rating from Sam E

Joe such a great person works hard to give the client the best deal possible with the lowest rate in market the work with him stress free with no worries, thank you Joe it was a pleasure having you to close my new home.

Reply from Joe Colella

March 30th, 2026 07:37 PM

Samy, I appreciate your kind words. It’s rewarding to hear that you found working with me stress-free and were satisfied with the deal and rates. I enjoyed assisting you in closing your new home. If you need anything else or have questions...

My husband and I really enjoyed working with Mike and his team to purchase our beach home. Although I am in the industry I really appreciated the time he took initially to talk through various options that we had for our downpayment which allowed...

We really appreciated the time you took to break down the various options that we had and which option really made the most sense for us as far as our downpayment. The communication throughout was wonderful and the portal was so easy to use...

Reply from Mike Davidson

February 6th, 2026 09:36 PM

I'm glad to hear that you found the breakdown of options helpful, Amy. It's important to me that you felt informed and confident in making decisions about your downpayment. Effective communication is a priority, and I'm pleased that the portal...

Thank You for recommending the 3-2-1 buydown to 2.875%. It is such a great relief to start the mortgage out at such a low rate and payment. Grateful that you were our loan officer.

Thanks for recommending the 3-2-1 buydown to 2.875%. It is really a great relief starting off the morgage at such a low rate and payment. The process was straight-forward and easy. Grateful that you were our loan officer.

Reply from Devin Iannone

February 5th, 2026 05:38 PM

I'm glad to hear that the 3-2-1 buydown recommendation worked well for you, Scott. Starting off with a lower mortgage rate can truly provide some financial ease, and I'm pleased that the process felt straightforward for you. If you have any...

Pat was a pro, from beginning to end. He was communcitaive and helpful at every stage.

Reply from Patrick Holland

January 23rd, 2026 01:44 PM

Thank you, Joseph. It's great to know that you found the process smooth and that my communication was helpful throughout. Being there at every stage is important to me. If you have any questions or need assistance in the future, I'm here to...

Marty is great and was extremely helpful in the home loan process

Reply from Marty Scovitch

February 5th, 2026 02:53 PM

Joshua, I appreciate your feedback. It's good to know I could be of help during the home loan process. If you have any more questions or need assistance in the future, feel free to reach out. Thank you for choosing Embrace Home Loans.

Corinne Spartana has received a review with 5 star rating from Aishia G

Patrick was a consummate professional: prompt, efficient, responsive, and thoughtful. If I were to get another mortgage, I'd hire him again in a heartbeat.

Reply from Patrick Holland

January 23rd, 2026 01:44 PM

Haywon, thank you for your kind words. I'm pleased that you found promptness, efficiency, and responsiveness in my work. Your willingness to hire me again is truly appreciated. Should you have any questions or need assistance in the future,...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Eastern Standard Time (EST)

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.