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Embrace Home Loans - Mid-Atlantic Region, Middletown, RI

Middletown, RI

4.93

(33,002)

Mortgage

Mortgage Loan Officer

Contact Info

(855) 612-9444

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.93

(33,002)

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5 Star

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1 Star

Ricardo and his team were very responsive.

Reply from Ricardo Guido

April 23rd, 2026 01:14 PM

Thank you for your review, Emmanuel. I'm happy to hear that you found my team and me responsive. If there's anything else you need or any questions you have, please let me know.

Alwaus answered emails or calls prompltly - loan was done a week ahead of time ! Great experience

Reply from Marty Scovitch

August 17th, 2026 02:04 PM

Lori, I appreciate your kind words and I'm glad to hear that you had a great experience with the process. It's important to me to respond promptly and ensure everything goes smoothly.

Patrick Holland has received a review with 5 star rating from Emily W

Reply from Owner

April 9th, 2026 08:34 AM

Thank you for trusting me and my team with your new home purchase. So glad we could be a part of the process and be with you every step of the way.

As first time homebuyers, my husabnd I felt super overwhelmed with the mortgage process. Pat and his team stood out immediately because they took the time to educate us on the process, answer questions, and expalin each step thoroughly. We...

Reply from Patrick Holland

April 23rd, 2026 01:44 PM

Emily, I'm glad to hear that I could help make your first homebuying experience more manageable. Educating and guiding clients through each step is very important to me, and I'm pleased that you found this helpful. Thank you for recommending...

Bill was easy to work with and always responded in a timely manner. I would recommend Bill for your buyers financial needs.

Reply from Bill Bloom

April 8th, 2026 12:33 PM

I appreciate your feedback, Debra. It's important to me to be easily accessible and responsive throughout the process. Your recommendation means a lot, and I'm glad I could assist with your financial needs. If there's anything else you need...

Theresa's knowledge, compassion, communication, and energy were amazing. Her connection with buyer exceeded expectations. She maintained communication throughout the entire process.

Reply from Theresa Miglino

April 8th, 2026 03:01 PM

Thank you so much!!!! You made my day!!!

Gave me a great experience as to how loans work for buying a house, always on the ball on estimates, and was very patient with me when I needed her assistance.

Reply from Theresa Miglino

April 8th, 2026 03:02 PM

Thank you so much!! I wish you so much happiness in your new home!

I recently refinanced with Melissa and she and team made it all smooth. She also helped me with my initial purchase and I have stuck by her since then. So helpful and knowledgeable.

Reply from Melissa Maynard

April 7th, 2026 05:20 PM

I'm glad to hear that your refinancing process went smoothly, Benjamin. It's always rewarding to know that I've been able to assist both with your initial purchase and with your latest refinance. Your continued trust is truly valued, and I'm...

Marty is so knowledgable. He was available to answer questions throughout the whole process. he made sure we felt prepared and never felt like we needed to worry. As a first time homebuyer, we could not have had a better lender and team to...

Reply from Marty Scovitch

April 22nd, 2026 02:10 PM

Thank you for your generous words, Erin. I'm pleased to hear that you felt prepared and supported throughout the process. Assisting first-time homebuyers like yourself is truly rewarding, and I'm glad I could help make your experience a positive...

Working with Theresa was fantastic. She was very responsive, knowledgeable, and made the entire process smooth from start to finish. She truly went above and beyond - I highly recommend.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Eastern Standard Time (EST)

Gallery

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.