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Mike Davidson - Mortgage Advisor/ Branch Manager NMLS# 137561 in Columbia, MD

Mike Davidson

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Mortgage Advisor/ Branch Manager NMLS# 137561

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Mike Davidson (NMLS #137561) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Mike provides comprehensive home fi...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
(Open Now)
Saturday
closed
Sunday
closed
Overall Ratings
4.87
(472)
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Reviews from Web
  • 5.0
    SFTP
    J
    John H
    Westminster, MD
    Posted on May 17th, 2026 03:31 PM
    Mike is a terrific lender and an even better person. He is knowledgeable, available, professional, and a calming guide in the world of lending to my buyer clients. Simply put...he is the VERY BEST of the BEST. I am honored and grateful to be...
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  • 5.0
    SFTP
    A
    Alyvia B
    Crownsville, MD
    Posted on April 12th, 2026 01:03 AM
    Mike Davidson was incredibly knowledgeable, easy to work with and really had our best interest at hear. He was timely and efficient and just overall wonderful to work with.
    Reply from Mike Davidson
    April 27th, 2026 04:22 PM
    Alyvia, I'm grateful for your kind words about working with me. It's great to know that you found the process efficient and felt that your best interests were prioritized. If you have any further questions or need assistance, please don't hesitate...
    read more
  • 4.83
    SFTP
    E
    Emily L
    Columbia, MD
    Posted on April 10th, 2026 08:18 PM
    Efficient, personable, and thorough communication throughout.
    Reply from Mike Davidson
    April 27th, 2026 02:57 PM
    Emily, I'm glad to hear that you found the communication efficient and personable. Ensuring a thorough process is important to me, and I appreciate your feedback. If you have any more questions or need further assistance, feel free to reach...
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  • 5.0
    SFTP
    M
    Monika K
    Crownsville, MD
    Posted on April 2nd, 2026 01:18 PM
    Communication and knowledge
  • 5.0
    SFTP
    R
    Ryan B
    Columbia, MD
    Posted on March 12th, 2026 01:47 PM
    Mike was a joy to work with. He was extremely responsive to all our messages and calls and gave us confidence in our decisions. We appreciate how clear he was with pricing from the get-go which helped us refine our budget.
    Reply from Mike Davidson
    March 27th, 2026 01:48 PM
    I'm pleased to hear that you found working with me to be a positive experience, Ryan. Ensuring clear communication and prompt responses is always a priority, and I'm glad this helped build your confidence throughout the process. It's great...
    read more
  • 5.0
    SFTP
    C
    Craig H
    Millersville, MD
    Posted on March 11th, 2026 04:32 PM
    am more than happy with my experience from start to finish Mr.Davidson continued to lead me through this process of my refinance I can continue to recommend him to anyone in need of assistance with a mortgage or refinance!
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    Reply from Mike Davidson
    March 26th, 2026 04:33 PM
    It's wonderful to hear that you're pleased with your experience, Craig. I'm glad I could guide you through your refinance process smoothly. Your recommendation is greatly appreciated, and I'm here if you or anyone you know needs further assistance...
    read more
  • 5.0
    SFTP
    J
    John H
    Fulton, MD
    Posted on March 3rd, 2026 01:53 PM
    Thank you for everything Mike! Appreciate your reaching out and patience with all of our questions.
    Reply from Mike Davidson
    March 18th, 2026 01:54 PM
    I'm grateful for your kind words, John. It's important to me to ensure all your questions are addressed throughout the process. If you have any more queries or need further assistance, please don't hesitate to contact me. Thank you for choosing...
    read more
  • 5.0
    SFTP
    A
    Andrew T
    Newark, DE
    Posted on March 1st, 2026 10:52 AM
    Our Loan Officer Wayne Palkovic was fantastic!!!
    Reply from Mike Davidson
    March 16th, 2026 08:15 PM
    I appreciate your feedback, Andrew. I'm glad to hear that Wayne provided such a positive experience for you. If there’s anything else I can help with or if you have further questions, feel free to reach out. Thank you for letting me know about...
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  • 4.0
    SFTP
    N
    Nigel J
    Newark, DE
    Posted on February 28th, 2026 05:31 PM
    Mike did an amazing job and was super responsive. I would definitely use him as my personal lender if I didn't have a best friend that was a mortgage guy lol. He handled a very demanding client in stride!
  • 5.0
    SFTP
    M
    Margrett T
    Newark, DE
    Posted on February 27th, 2026 08:54 AM
    Our Loan Officer, Wayne, Palkovic, was fantastic. I could not recommend him more highly!
    Reply from Mike Davidson
    March 16th, 2026 07:02 PM
    Thank you for sharing your positive experience, Margrett. It’s great to hear that your loan officer met your expectations. If there's anything you'd like to discuss or need assistance with in the future, feel free to let me know. I'm here to...
    read more
  • 10 of 535
    About
    Mike Davidson (NMLS #137561) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Mike provides comprehensive home financing solutions with Embrace Home Loans. With over 18 years of mortgage banking experience, Mike joined Embraceâ_x0080__x0099_s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. Contact Mike today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    567
    /850
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    Positions
    • Embrace Home Loans - Branch Manager
      Jun 1st, 2014 - Current
    • Embrace Home Loans - Loan Officer
      Aug 1st, 2010 - Current
    Memberships
    • HCAR, FCAR, MMBBA
    Addresses and Serving Areas

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 137561
    Videos
    video
    Achievements
    • Presidents Club 2023, 2022, 2021, 2020,2019, 2018, 2016, 2015, 2014, 2013, 2012
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.