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Luminate Bank - Littleton, CO

Littleton, CO
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Mortgage
Mortgage Loan Officer
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Contact Info
(952) 698-3300
Littleton, CO
https://www.goluminate.com/
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    Bev Z
    Posted on September 17th, 2025 02:59 AM
    My experience with Tim and Luminate was very smooth and easy to maneuver through. The whole application to closing was handled so professionally and I felt very well taken care of. I would recommend Tim to anyone interested in knowing more...
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    Reply from Owner
    December 13th, 2025 12:15 AM
    Thank you Bev - it was a pleasure working with you and your son throughout this process. Congrats on your Reverse Mortgage!We help seniors 62 and older eliminate their monthly mortgage payments through by using a HECM reverse mortgage. A HECM...
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    Beverley A Z
    Littleton, CO
    Posted on September 17th, 2025 02:49 AM
    Tim and Staff made it such a pleasant experience. I felt very well taken care of. My questions were always anwered in a way that I understood the process easily. I will have no problem going to Tim for any question or concern in the future....
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    Robert B L
    Baton Rouge, LA
    Posted on September 16th, 2025 01:50 PM
    The service was excellent-very easy to communicate with Tim and rest of staff. They keep me informed the entire time and the process was done very quickly and the final result was exactly as discussed.
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    Joann J
    Posted on August 30th, 2025 11:42 AM
    Tim Oddo has received a review with 5 star rating from Joann J
    Reply from Owner
    September 4th, 2025 03:43 PM
    Thanks JoAnn!!
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    JoAnn J
    Denver, CO
    Posted on August 30th, 2025 11:42 AM
    Service was very personal to my needs.Questions were answered more than once and everything was completed in a timely manner.
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    Kathleen A S
    Castle Rock, CO
    Posted on August 15th, 2025 02:41 PM
    Tim was very helpful throughout. He and his staff explained what information they needed and how to send it to them. It was easy and timel. a pleasure to work with.
    Reply from Tim Oddo
    August 15th, 2025 04:47 PM
    Thanks Kathy! It was a pleasure helping you with this loan.
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    Kathleen S
    Posted on August 14th, 2025 03:45 PM
    I recently applied for a reverse mortgage through Tim Oddo. He was very helpful throughout. The process was carefully handled, timely, and professional. I would recommend Tim and his colleagues to anyone interested in seeking help in securing...
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    Reply from Owner
    December 17th, 2025 01:35 AM
    Thanks Kathy - it was a pleasure helping you with this Reverse Mortgage. Congrats!!I’m grateful to help homeowners in Castle Rock, and Parker explore reverse mortgage HECM solutions and feel confident using their home equity in retirement....
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    Lindsey M
    Posted on July 31st, 2025 11:40 PM
    As an owner of FirstLight Home Care here in Denver, I have sent clients to local resources. Tim is one of them. He is a great educator on reverse mortgages. He knows when to use them and how to help families navigate the application,etc. I...
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    Reply from Owner
    August 5th, 2025 09:29 PM
    Thanks Lindsey - it's a pleasure working with folks like you who care so much for their clients.
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    Jennifer F
    Posted on July 31st, 2025 10:22 PM
    Tim Oddo with Luminate Bank is not only a great guy—he’s also an expert when it comes to reverse mortgages. As a senior care advisor, I work with families exploring senior living options, but many prefer to remain in their homes. When that’s...
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    Reply from Owner
    December 17th, 2025 01:38 AM
    Thanks Jennifer! It's so rewarding helping our Senior clients.Helping homeowners navigate HECM reverse mortgages and create better cash flow in retirement is my passion. A HECM reverse mortgage is a great financial tool to help folks age in...
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    Douglas F S
    Littleton, CO
    Posted on June 23rd, 2025 03:55 PM
    TIM WAS: CLEAR , CONCISE, AND COMPLETE, IT WAS SIMPLE & TIM knew what he was doing,, many thanks to TIM
    Reply from Tim Oddo
    June 23rd, 2025 04:00 PM
    Thank you Bonnie! It was a pleasure helping you guys.
    • 51–60 of 339
    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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