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Luminate Bank - Littleton, CO

Littleton, CO
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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    Hank P
    Posted on February 6th, 2020 10:04 PM
    Initially, Tim gave us very clear and comprehensive information regarding reverse mortgages. The loan process was mapped out clearly and everything done in a timely manner. Doing a reverse mortgage proved very advantageous to us, allowing us...
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    Reply from Owner
    February 8th, 2020 08:11 PM
    Thank you Hank & Agnes. I'm excited for this next chapter in your life. It was a pleasure working with you both. Tim
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    Dave H
    Posted on February 5th, 2020 03:49 PM
    Tim Otto was more than helpful with the complete process from beginning to the end explaining every detail and keeping us informed of progress step by step. We would recommend Tim to everyone who want t o get a reverse mortgage.
    Reply from Owner
    February 8th, 2020 08:12 PM
    Thanks Dave. I really enjoyed working with you and Sherry both.
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    Anna L R
    Posted on December 4th, 2019 03:24 PM
    Tim was recommended to me by a friend. I contacted Tim and after the first phone call I feltconfident and at ease with his friendly and professional manner. My son and I met with Tim and he explained the pros and cons of a Reverse Mortgage...
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    Reply from Owner
    December 4th, 2019 04:30 PM
    Thanks Anna Lisa. It was a pleasure working with you and John throughout this entire process. I'm excited for you and what this loan will mean for you moving forward.
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    Gina B
    Posted on October 22nd, 2019 10:26 PM
    Tim is very knowledgeable and cleared up the misconceptions I had regarding reverse mortgages. Tim and his team are very efficient and the entire process went very smoothly. I highly recommend Tim.
    Reply from Owner
    October 23rd, 2019 12:08 AM
    Thanks Gina! I'm happy for what this loan will do for you and your monthly cash flow. Thanks again
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    Volney J
    Posted on October 22nd, 2019 03:09 AM
    Tim is a true professional. He is experienced, conscientious, thorough, and enjoyable to work with. At every point in the process Tim was available, and knows reverse mortgages inside out. Tim was helpful in working with our real estate agent...
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    Reply from Owner
    October 23rd, 2019 12:09 AM
    Thanks Volney & Karen! Congrats on your new home - using a reverse mortgage to buy your new home was a very smart financial strategy. All my best!!
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    Georgia C
    Posted on October 10th, 2019 04:30 AM
    I could not have been happier with Tim Oddo. He was patient with me and made sure I understood everything about my reverse mortgage, emphasizing important aspects several times (which I appreciated). Just as important though, he took an interest...
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    Reply from Owner
    October 10th, 2019 04:59 PM
    Thank you Georgia! It was a pleasure working with you - this loan will give you a bunch of options moving forward. Talk to you soon.
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    Evie S
    Posted on October 9th, 2019 04:12 PM
    Transaction went smoothly with plenty of time spent explaining the entire program so no surprises.
    Reply from Owner
    October 9th, 2019 05:32 PM
    Thanks Evie, it was a pleasure working with you. Glad we got this done when we did - timing was perfect!
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    Claudette E
    Posted on October 3rd, 2019 11:27 PM
    My Mother's wish is to spend her remaining days/months/years in her home. As we know, in home care 24/7 is very expensive. The only way this was possible was to do a Reverse Mortgage. We were fortunate to find Tim Oddo who is a Reverse Mortgage...
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    Reply from Owner
    October 4th, 2019 09:49 PM
    Thank you Claudette. It was a pleasure helping Ione with this loan, this was the best option for her situation. I could not have done it without you! Thanks again -
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    Jacquie M
    Posted on October 3rd, 2019 01:18 AM
    Tim is very well informed and an expert in the area of reverse mortgages. He was a pleasure to work with from the very start to the end. He is friendly, upbeat, accommodating and followed up with me every step of the way. You'd be making a...
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    Reply from Owner
    October 3rd, 2019 02:49 PM
    Thanks Jacquie! It was a pleasure helping you with this loan. You were great to work with! Talk to you soon -
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    Barrett L
    Posted on October 1st, 2019 05:16 PM
    My family had such a great experience with Tim as our Reverse Mortgage Specialist. Tim is kind, professional, and wonderful at his job. His attentiveness to detail, as well as his ability to keep things moving were essential to getting our...
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    Reply from Owner
    October 1st, 2019 08:31 PM
    Thanks Barrett! It was a pleasure helping your mom and dad with this transaction. You were an amazing help getting me the documents needed to close this loan in a timely manner. This will be such a great loan for your folks moving forward....
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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