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Luminate Bank - Littleton, CO
Littleton, CO

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Initially, Tim gave us very clear and comprehensive information regarding reverse mortgages. The loan process was mapped out clearly and everything done in a timely manner. Doing a reverse mortgage proved very advantageous to us, allowing us...
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Reply from Owner
February 8th, 2020 08:11 PM
Thank you Hank & Agnes. I'm excited for this next chapter in your life. It was a pleasure working with you both. Tim
Tim Otto was more than helpful with the complete process from beginning to the end explaining every detail and keeping us informed of progress step by step. We would recommend Tim to everyone who want t o get a reverse mortgage.
Reply from Owner
February 8th, 2020 08:12 PM
Thanks Dave. I really enjoyed working with you and Sherry both.
Tim was recommended to me by a friend. I contacted Tim and after the first phone call I feltconfident and at ease with his friendly and professional manner. My son and I met with Tim and he explained the pros and cons of a Reverse Mortgage...
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Reply from Owner
December 4th, 2019 04:30 PM
Thanks Anna Lisa. It was a pleasure working with you and John throughout this entire process. I'm excited for you and what this loan will mean for you moving forward.
Tim is very knowledgeable and cleared up the misconceptions I had regarding reverse mortgages. Tim and his team are very efficient and the entire process went very smoothly. I highly recommend Tim.
Reply from Owner
October 23rd, 2019 12:08 AM
Thanks Gina! I'm happy for what this loan will do for you and your monthly cash flow. Thanks again
Tim is a true professional. He is experienced, conscientious, thorough, and enjoyable to work with. At every point in the process Tim was available, and knows reverse mortgages inside out. Tim was helpful in working with our real estate agent...
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Reply from Owner
October 23rd, 2019 12:09 AM
Thanks Volney & Karen! Congrats on your new home - using a reverse mortgage to buy your new home was a very smart financial strategy. All my best!!
I could not have been happier with Tim Oddo. He was patient with me and made sure I understood everything about my reverse mortgage, emphasizing important aspects several times (which I appreciated). Just as important though, he took an interest...
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Reply from Owner
October 10th, 2019 04:59 PM
Thank you Georgia! It was a pleasure working with you - this loan will give you a bunch of options moving forward. Talk to you soon.
Transaction went smoothly with plenty of time spent explaining the entire program so no surprises.
Reply from Owner
October 9th, 2019 05:32 PM
Thanks Evie, it was a pleasure working with you. Glad we got this done when we did - timing was perfect!
My Mother's wish is to spend her remaining days/months/years in her home. As we know, in home care 24/7 is very expensive. The only way this was possible was to do a Reverse Mortgage. We were fortunate to find Tim Oddo who is a Reverse Mortgage...
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Reply from Owner
October 4th, 2019 09:49 PM
Thank you Claudette. It was a pleasure helping Ione with this loan, this was the best option for her situation. I could not have done it without you! Thanks again -
Tim is very well informed and an expert in the area of reverse mortgages. He was a pleasure to work with from the very start to the end. He is friendly, upbeat, accommodating and followed up with me every step of the way. You'd be making a...
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Reply from Owner
October 3rd, 2019 02:49 PM
Thanks Jacquie! It was a pleasure helping you with this loan. You were great to work with! Talk to you soon -
My family had such a great experience with Tim as our Reverse Mortgage Specialist. Tim is kind, professional, and wonderful at his job. His attentiveness to detail, as well as his ability to keep things moving were essential to getting our...
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Reply from Owner
October 1st, 2019 08:31 PM
Thanks Barrett! It was a pleasure helping your mom and dad with this transaction. You were an amazing help getting me the documents needed to close this loan in a timely manner. This will be such a great loan for your folks moving forward....
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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