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Lower - Beachwood, OH
Beachwood, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Good communication
Chris made sure that we were able to reach our goal for the refinance. He did not stop when it appeared that all hope was lost. He kept at it and we were able to reach our goal.
We had too many hiccups. Due to the holidays and the appraisal but otherwise, it would have been a higher number
Maria was AWESOME! Very thorough and great at communicating.
Jennifer Glenn gave clear and rapid responses to questions and concerns .
Communication and ease of receiving and signing paperwork.
Carlton was professional and took the time to explain each step of the process. He is genuinely kind and thoughtful, which is refreshing and not something you come across often these days.
David's responsiveness to my questions at any hour of the day, abd his bility to aid in submission of my information, as I am not computer savey.
Jake a pleasure to work with. Great communication. Always available to answer questions and give guidance with clarity. Remained in contact to the very end and never let me feel like I was left hanging after signing papers.
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Ryan was thorough, timely, professional. Had great answers when I asked questions, was patient with our decision-making. Would recommend him if a fr hhh
Reply from Ryan Stelzer
March 5th, 2026 07:07 PM
I'm glad to know that you found my approach thorough and professional, Daniel. It's important to me that your questions were answered clearly and that I was able to support your decision-making process. Thank you for your recommendation. If...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.