
L
Lower - Beachwood, OH
Beachwood, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Grae service to
Successful completion of preapproval through close when other lenders would not take the extra time or effort.
it was real easy to get in touch with Joe, and get answers to questions
Reply from Joe Vergara
June 22nd, 2026 01:04 PM
Loretta, I'm happy to hear that you found it easy to get in touch with me and get your questions answered. If there's anything else you need, please feel free to reach out anytime.
It was smooth..and real quick. Great
Reply from Dominic Dennelo
June 22nd, 2026 06:53 PM
Raymond, I'm pleased to know that the process was smooth and quick for you. Thank you for sharing your experience.
Joe was with us thru every part of the application. Giving advice and his knowledge. he was a team player. Always there thru text, email or phone call. keeping us infirm thru every step and what happen next. Was very patient. Never once got...
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Reply from Joe Vergara
June 22nd, 2026 02:39 PM
Gualberto, I'm grateful for your kind words and appreciation. It was important to me to be there for you throughout the application process and to provide the support you needed. If you have any more questions or need further assistance, please...
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The communicaroom, clear explanatio, honesty, and guidnace through the whole process made me comfortable with every decision.
Reply from Antonio Varrecchione
June 19th, 2026 06:18 PM
I'm grateful to hear that the communication, clarity, honesty, and guidance throughout the process helped you feel comfortable with your decisions, Power. Thank you for trusting me to assist you.
Scott was very easy to work with. He kept me informed on all of the process that I neeeded to submitt during my application . The communication was outstanding and what a great person to work with.
Reply from Scott Bradley
June 18th, 2026 04:47 PM
Robert, thank you for your kind words. I'm glad to hear that the communication met your expectations and that you found the process easy. If there's anything else I can assist you with, please feel free to reach out.
Hahna Shook has received a review with 5 star rating from Chad F
Hahna communicated extremely well! She was there to answer all questions and help through all the steps!
Reply from Hahna Shook
June 18th, 2026 04:35 PM
I'm grateful for your feedback, Chad. I'm pleased to know that my communication and support were helpful throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Maria was very professional and she tried everything in her power to get us the most cash back, also she was very communicative with us from start to finish and answered whatever questions we had.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.