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Lower - Beachwood, OH
Beachwood, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I was especially impressed by the personal attention and professionalism shown by Ryan. He kept me informed of every detail and treated me as a person and not a number . Thank you
Reply from Ryan Stelzer
March 18th, 2025 04:56 PM
Hi Phyllis, Thank you so much for your kind words and for taking the time to share your experience. It was a pleasure working with you, and I'm thrilled to hear that you felt well-informed and valued throughout the process. Providing personalized...
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Hahna was always available for questions/concerns and explained everything well.
Reply from Hahna Shook
December 15th, 2025 09:17 PM
Thank you so much for your kind words and for taking the time to leave a review. It was a pleasure working with you and I'm thrilled to hear that you felt supported and well-informed throughout the process. Please don't hesitate to reach out...
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3 big mistakes made on yourend.1. You were suppose to pay off my AmericanExpress card in full...you did not and I stillhave a balance due of $891.46.2. You were suppose to pay my Chase Sapphire Card in full but you overpaid them by $79.003....
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Reply from Abigail Shields
February 28th, 2025 02:03 PM
I completely understand your frustration, and I want to apologize if any part of the process caused confusion. I did my best to help move things forward despite the initial challenge with your debt-to-income ratio, and I'm sorry if this situation...
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Friendly, prompt, knowledgeable and understanding.
Reply from Angellise Irizarry
March 4th, 2025 05:09 PM
Shawna, thank you so much for the kind review! It was great working with both you and Damion! If you ever know of anyone looking to purchase or refinance a home, please send them over! Hope to work with you both again soon!
Quick easy and
John was very professional and caring. He seemed genuinely interested in making the loan process go as smoothly as possible. He kept me informed at every stage of the process.
was always quick to respond to my questions although some of the paperwork that came from underwriting was not consistent with how they printed my name. I pay attention to detail, and that detail was left out.
Reply from Dana Freudeman
February 25th, 2025 03:55 PM
Thank you for choosing Oxford Home Lending! It was a pleasure working with you Gina! I will definitely address your concerns with our operations department.
Great company to work with the staff made it a very easy process. Highly recommend if you are in the market for a mortgage or refi.
Hahna and the staff, along with the whole
process, was easy to work with and very pleased with overall experience . Highly recommend!
Reply from Hahna Shook
December 15th, 2025 09:17 PM
Gregg, I truly appreciate your kind words and am thrilled to hear you had such a positive experience. It was a pleasure working with you through the FHA loan process. Our team strives to make everything as seamless as possible, and your feedback...
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Excellent communication. Answered every question honestly. Got back to me very quickly.
Reply from Dana Freudeman
February 24th, 2025 03:37 PM
Thank you for choosing Oxford Home Lending. It was a pleasure working with you on this refinance!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.