

Fairfax, VA
Fairfax, VA

Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Rick S
Everyone was very helpful and got back with answers to questions we had very quickly highly recommended
Reply from Kristi Hardy - Atlantic Coast Mortg...
November 5th, 2026 10:44 PM
Rick, I'm pleased to know that you found everyone helpful and responsive during your cash-out refinance process. At Atlantic Coast Mortgage, we strive to provide quick answers and a smooth experience, so I'm glad we met your expectations.
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Toni S
They walked me through everything. Took and returned calls
Answered all my questions
Reply from Kristi Hardy - Atlantic Coast Mortg...
November 5th, 2026 10:45 PM
Antoinette, I'm grateful to know that you felt supported throughout the process. It’s important to me to be available and answer any questions, ensuring a smooth experience with Atlantic Coast Mortgage.
Patrick is easy to work with and on top of the process. He kept me informed every step of the way!
Everyone involved was very pleasant & professional. Kristi worked diligently to bring the process to closure & kept us informed every step.On the downside, there were too many people involved. We believe that was the cause of a few bumps (incorrect...
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Reply from Kristi Hardy - Atlantic Coast Mortg...
November 5th, 2026 01:10 AM
John, I appreciate your feedback and am glad to hear you found everyone at Atlantic Coast Mortgage pleasant and professional. I apologize for the confusion caused by having multiple people involved and the issues with document handling. Thank...
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Absolutely loved working with Melinda and her team. They made the process so easy to understand & the availability to take calls or answer emails was superb. Very pleased with the process.
Amazing experience with ACM! Highly recommend.
Easy upload with app. Excellent communication from team !
Rachel was great! Very communicative, responsive, and supportive. Throughout the whole process, we always knew what was going on and where we stood.
Reply from Rachel Needle - Atlantic Coast Mort...
November 3rd, 2026 07:16 PM
Thank you, Elyse! I loved helping you and Josh through the mortgage process! I am excited for you to move into your beautiful new home and sincerely appreciate your trust. I will always be here to support you!
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About
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)