

Fairfax, VA
Fairfax, VA

Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Great Experience:) Thank You!
Melinda was great! She was very supportive and responsive, which made the entire loan process smooth and stress-free.
Always great email communication and fast work at all hours of the day.
Quick and easy
Reply from Timothy Dixon
December 5th, 2025 09:28 PM
I'm delighted to hear that you found the process quick and easy, James. It's my goal to make things straightforward and efficient, and I'm glad I could achieve that for you. Thank you for taking the time to share your experience!
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Shane D
Reply from Owner
December 17th, 2025 01:25 AM
Thank you, Shane, for your kind words. It's truly rewarding to know that your experience was a great one. I take pride in making the mortgage process as smooth and straightforward as possible, and I'm glad it resonated with you. If you have...
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Well truthfully there was a hiccup at closing that was really nobodies fault but Kristi,Dana and the whole team got together came up with a solution extremely fast and made up for it in every way even cut us a break we are more then happy thanks...
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Reply from Kristi Hardy - Atlantic Coast Mortg...
July 18th, 2025 01:28 PM
I'm grateful for your understanding and patience during the closing process. It's wonderful to hear that Dana and I, along with the team, were able to resolve the hiccup swiftly and meet your expectations. Your happiness with our service is...
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Ray is personable, knowledgeable and available. He is responsive; calls, emails and texts. Good to have on your team.
Reply from Raycine Ward
December 3rd, 2025 05:37 PM
Thank you, Lori, for sharing your experience. I'm glad to hear you found my approach personable and appreciated the responsiveness through various channels. It's important to me to be available, whether by call, email, or text. I'm happy to...
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Melinda is very responsive and clear to our questions.
The only item in dought is if I got the best rate mortgage available!!
Myles was exceptionally knowledgeable and very communicative during the process. As first time home buyers we had a lot of questions and he took the time to explain everything to us. He also made himself available day or night to discuss our...
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Reply from Myles Williams -- Atlantic Coast Mo...
July 22nd, 2025 09:28 PM
I was happy to be your financing and homebuying resource Emily! It was my pleasure to walk you through the process. I'm so happy you all put your trust in me and the process went as smoothly as it did! I'll be here when you're ready to refinance!...
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The professionalism and expert adivse provided by Tan and his team. I appreciated the electronic process used to complete the application process and hands on guidance through each step of the process.
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About
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Eastern Standard Time (EST)
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)