

Central Trust Bank, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Location & Business Hours
Business Hours
Fri
8:30 AM to 4:30 PM
Sat
closed
Sun
closed
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Reviews from Web
Working with Ray was truly an outstanding experience. His professionalism, expertise, and attention to detail made the entire process smooth and efficient from start to finish. Ray was always responsive, transparent, and willing to answer every...
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Reply from Raymundo Hernandez
June 2nd, 2026 02:18 AM
Hilda, I'm grateful for your kind words and am so pleased to hear that you had a positive experience working with me. It was my pleasure to assist you and ensure that the process was as smooth as possible. Your recommendation means a lot to...
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Chris was excellent to work with
Lynn has a wealth of knowledge and experience and guided me through every step of the homebuying process with tremendous patience. He genuinely cares about what will benefit his clients and helped me have confidence with my decisions.
Reply from Lynn Limback
July 16th, 2026 07:24 PM
Kathryn, thank you for your kind words. I'm grateful that you felt guided and supported throughout the homebuying process. It's important to me that my clients feel confident in their decisions, and I'm glad I could assist you in this journey....
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Scott did a great job of helping us understand and feel comfortable with the home buying process, which was important for us as first time homebuyers . He was easy to get ahold of, answered all of our questions, and checked in often.
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Reply from Scott Seaman
May 19th, 2026 09:35 PM
Thank you, Jocelyn! It was our pleasure for sure! So happy everything worked out so well and looking forward to staying in touch for sure! Enjoy that new home!! :-)
Brandi was knowledgable and answered all our questions. She was quick in her communications and made this experience as hassle-free as possible!
when i orignally spoke with Darla concerning this loan, she qouted me a promotional rate. i started this process based on that info. when we finally go the closing table we were advised that we were 1% over the DTI thresehold for the promotional...
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Bridgett is amazing and very sweet
This is the second time that we've used Ellen
She makes the transition so smooth on the process of buying a home
We would use her services again and definitely recommend her to friends and family
Communication and process from Start to Finish was an easy process
this is the 2nd time we have used Central Bank
Taylor is a great communicator and was very helpful through the whole process.
Reply from Taylor Love
May 25th, 2026 04:51 PM
Ada, thank you for your kind words and for trusting me throughout the process! It was great working with you.
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985