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Guild Mortgage - Ray Wallace
Senior Loan Officer | NMLS #363664

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Ray made this process quick and easy! I learned so much along the way and I will definitely recommend Guild Mortgage to anyone I know.
Reply from Owner
December 2nd, 2025 04:08 PM
I'm glad to hear the process went smoothly for you, Ciara. It's rewarding to know that you gained valuable insights along the way. Your recommendation means a lot to me, and if you ever have any further questions or need assistance, feel free...
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Thanks again for all your help! You made this process easy and quick and I'm so happy with my home!
Reply from Guild Mortgage - Ray Wallace
November 18th, 2025 07:33 PM
I'm glad I could assist you, Ciara. Knowing the process was both easy and quick for you is incredibly rewarding. Congratulations on your new home! If there's anything more you need or any questions down the line, don't hesitate to get in touch....
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Working with Ray was a great experience. He took good care of my wife and I as we navigated the lending side of buying our first home. I would happily recommend Ray to any of my friends or family who are in search for a Loan Officer.
Reply from Guild Mortgage - Ray Wallace
November 10th, 2025 09:49 PM
I'm glad to hear that your first home buying experience went smoothly. It was my pleasure helping you both through the process. It's important to me that you and your wife felt well-supported throughout the lending process. Thank you for considering...
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As a real estate agent, I've worked with many lenders, but I chose Ray for my own personal loan—and I’m so glad I did. Throughout our entire loan process, he was the definition of professional. He is extremely organized, and his communication...
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Reply from Owner
November 6th, 2025 05:28 PM
Jerod, I'm truly grateful for your wonderful feedback. It's especially rewarding to know that my approach resonated with you both personally and professionally. Keeping the loan process transparent and well-organized is always my goal, and...
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I highly recommend Ray as a mortgage loan officer. Throughout our entire loan process, he was the definition of professional. He is extremely organized, and his communication skills are outstanding. He made sure we were abreast of every status...
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Reply from Guild Mortgage - Ray Wallace
October 28th, 2025 02:53 PM
Thank you, Jerod, for your glowing recommendation. I'm pleased to hear that my approach helped ease the complexity of the loan process for you. Keeping you informed and organized is something I truly value, and it’s great to know it made a...
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Working with Ray Wallace was both professional and pleasant. He kept all parties in the loop allowing the transaction to proceed smoothly and close on time.
Reply from Guild Mortgage - Ray Wallace
September 30th, 2025 04:58 PM
I'm glad to hear that your experience was both professional and pleasant, Tracy. Keeping everyone informed is something I focus on to ensure smooth transactions and timely closings. If you need assistance in the future, I'm here to help.
Ray was great and easy to work with.
Reply from Raymond Wallace
September 30th, 2025 04:58 PM
I'm glad to hear that you found the process straightforward and enjoyable. It's important to me that working together feels seamless and comfortable. Please feel free to reach out if you need assistance in the future or have more questions.
Great commmunication and experience
Reply from Guild Mortgage - Ray Wallace
September 26th, 2025 04:25 PM
I really appreciate your feedback, Patti. I'm glad to hear that you had a positive experience and found the communication effective. If there's ever anything else I can do to help you, please let me know.
It was great working with you Ray
Reply from Guild Mortgage - Ray Wallace
August 19th, 2025 06:32 PM
I’m glad to hear you enjoyed our collaboration, Carmen. It was equally rewarding for me to work with you, and I appreciate your kind words. If there's anything more I can do for you, feel free to get in touch.
Ray is a true professional. For context, I am a realtor. At no direct benefit of his own, Ray traveled 6 hours to the Tri-cities to help me teach a down payment assistance class for a very small class. I’ve tried to get this class going in...
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Reply from Owner
August 13th, 2025 05:08 PM
Thank you, Jared, for sharing your experience. I'm truly glad to have had the chance to contribute to your class in the Tri-cities and help those buyers navigate their down payment assistance options. Supporting realtors and their clients,...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loan Financing
Excellent Customer Experience
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Bank Statement Loans
DSCR Loans
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Memberships
- Whitman County Board of Realtors - Affiliate
- Latah County Board of Realtors - Affiliate
- Pullman Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Licenses
- Guild Mortgage Company
Disclaimer
We are licensed to do business in the states of Washington, Idaho and Virginia. (www.nmlsconsumeraccess.org/);