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Guild Mortgage - Ray Wallace
Senior Loan Officer | NMLS #363664

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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closed
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Reviews from Web
They helped me find and work out a loan that I could handle the payments on and could get the hone we wanted. They answered all my questions quickly, most often it was within an hour. They slowly went through all the paperwork so that I could...
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Reply from Guild Mortgage - Ray Wallace
March 6th, 2026 07:36 PM
I'm glad to hear that your experience was positive, Payton. Making sure everything is clear and addressing questions promptly is a key part of what I aim to do. I'm pleased that this approach worked well for you. Should you need any further...
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Ray was always quick to respond, and helped out with whatever potential barriers may have arrived. I have used him twice and definatly would in all future endeavors.
Reply from Guild Mortgage - Ray Wallace
March 2nd, 2026 06:09 PM
Thank you for sharing your experience, James. I'm glad to hear that I could assist you promptly and help overcome any obstacles. It's great to know you found the service reliable enough to consider for future endeavors. Should you need any...
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Ray was great at keeping me updated on the loan process and worked hard to help keep our client on track.
Reply from Guild Mortgage - Ray Wallace
February 16th, 2026 10:30 PM
Chris, thank you — that means a lot. I always believe the best transactions happen when the agent and lender stay aligned and proactive. I appreciate how you stayed on top of things for your client. Looking forward to the next one.
Ray was excellent in communicating with me at all times, that is the biggest importance for me.....Thanks Ray
Reply from Raymond Wallace
February 16th, 2026 06:14 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Help us with our first home purchase, took care of us always with information great experience
Reply from Ray Wallace Home Loans
February 16th, 2026 10:31 PM
Thank you so much for the kind words. It truly means a lot that you trusted me with your first home purchase. Buying your first home is a big step, and I’m glad I could help make the process clear and comfortable for you. Congratulations again...
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Guild Mortgage - Ray Wallace has received a review with 5 star rating from Araceli S
Reply from Owner
February 16th, 2026 10:32 PM
Thank you so much for the five-star review. It truly means a lot. I’m grateful I had the opportunity to help with your first home purchase and be part of such an exciting milestone. Wishing you both many happy memories in your new home.
Working with Raymond was a great experience because he made the process easy and convenient. Raymond was friendly and helpful. He was easily available to answer any questions I had.
Reply from Raymond Wallace
February 5th, 2026 07:51 PM
I appreciate your feedback, Araceli. I'm pleased to know that you found the process easy and convenient. Making sure I'm available and approachable is important to me, and I'm glad it made a positive difference for you. If you have any more...
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I have only had good feedback from every client you who's ever visited with Ray. He will always be on the list of recommended lenders.
Reply from Raymond Wallace
December 19th, 2025 07:23 PM
I'm grateful for your positive feedback, Michael. Hearing that your clients have consistently good experiences with me means a lot. It's an honor to be on your list of recommended lenders, and I remain committed to providing attentive and personalized...
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Ray and his team made the entire home buying process so incredibly smooth and pleasant that I was truly shocked! Throughout the process, Ray took the time to explain every last single detail about our loan in videos that were emailed to me...
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Reply from Owner
February 20th, 2026 08:38 AM
Thank you so much for the incredibly kind words. It truly means a lot. I’m grateful you trusted us with your home purchase, and I’m especially glad the videos helped make everything clear and easy to navigate. That’s always my goal — no surprises,...
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Ray and his team made the entire home buying process so incredibly smooth and pleasant that I was truly shocked! Throughout the process, Ray took the time to explain every last single detail about our loan in videos that were emailed to me...
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Reply from Guild Mortgage - Ray Wallace
December 2nd, 2025 04:07 PM
Thank you, Italo, for your wonderful feedback. I'm delighted to hear that the home buying process was smooth and pleasant for you. I believe in providing clear information, and I'm glad the video explanations were helpful. It's been a pleasure...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loan Financing
Excellent Customer Experience
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Bank Statement Loans
DSCR Loans
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Memberships
- Whitman County Board of Realtors - Affiliate
- Latah County Board of Realtors - Affiliate
- Pullman Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Licenses
- Guild Mortgage Company
Disclaimer
We are licensed to do business in the states of Washington, Idaho and Virginia. (www.nmlsconsumeraccess.org/);